2201 Redbud St, Effingham, IL 62401 Property Records

Effingham County property record for 2201 Redbud St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,465 sqft · built 1998
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,217 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-11-332-116`

Property Details

APN / Parcel Number

Primary APN	`03-11-332-116`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Base Area
1st Floor Area	1,465 sqft
Basement Area	1,465 sqft
Unfinished Basement	1,465 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2201 REDBUD ST
City	EFFINGHAM
State	IL
Zip	62401-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 WOODLAND HEIGHTS SUB 8TH ADD 1252/327
Legal Subdivision	WOODLAND HEIGHTS
Legal Lot Number	116
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2058
Census Tract	950600

Owner

2201 Redbud St is owned and occupied by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2201 REDBUD ST, EFFINGHAM, IL 62401-4920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2201 REDBUD ST, EFFINGHAM, IL 62401-4920
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 REDBUD ST, EFFINGHAM, IL 62401-4920

Mortgage

Document Number	202626000502
Date	Feb 9, 2026
Instrument	202626000502

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2201 REDBUD ST, EFFINGHAM, IL 62401-4920
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 REDBUD ST, EFFINGHAM, IL 62401-4920

Mortgage

Document Number	3678/227
Date	Apr 22, 2021
Book Page	3678/227
Instrument	202121001931

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	350 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2201 Redbud St was $5,217 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00	$98,610 Land $18,620 Building $79,990	$295,830 Land $55,860 Building $239,970
2022	$4,560.00 Homeowner's exemption	$74,770 Land $14,120 Building $60,650	$224,310 Land $42,360 Building $181,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2201 Redbud St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2201 Redbud St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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