2201 Kellys Chapel Rd, Covington, TN 38019 Property Records

Tipton County property record for 2201 Kellys Chapel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1970
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Mar 2022)
Tax Bill	$227 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`084016 04001`

Property Details

APN / Parcel Number

Primary APN	`084016 04001`
Alternative APN	`016 04001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2201 KELLYS CHAPEL RD
City	COVINGTON
State	TN
Zip	38019-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	40400

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10434 HIGHWAY 179, STANTON, TN 38069-5072
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF RIPLEY
Mar 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Feb 14, 2002 · Amount on Record
Deed Document Number	2022255086
Deed Book / Page	1950 / 709
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	0001950709
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	2201 KELLYS CHAPEL RD, COVINGTON, TN 38019-5201
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 HOLLY GROVE RD, BRIGHTON, TN 38011-6205

Mortgage

Document Number	0002013639
Date	Sep 13, 2023
Book Page	2013/639
Instrument	269104

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 11, 2028

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 16, 2022
Property Address	2201 KELLYS CHAPEL RD, COVINGTON, TN 38019-5201
Document Number	0001950709
Book / Page	1950 / 709
Instrument Date	Mar 15, 2022
Instrument	255086
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4911 HOLLY GROVE RD, BRIGHTON, TN 38011-6205

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (-22.26%)	$14,925 (-) Land $4,075 Building $10,850
2023		$14,925 Land $4,075 Building $10,850
2022	$292.00
2020			$59,700 Land $16,300 Building $43,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

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