Hardin County property record for 2201 Deckard School Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,323 sqft · built 2009 |
| Lot Size | 2.84 acres (124,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Mar 2018) |
| Tax Bill | $3,559 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-00-00-104.01 |
| Primary APN | 163-00-00-104.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| Attic Area | 3,218 sqft |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 124,015 sqft (2.84 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 694 sqft |
| Patio Area | 165 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2201 DECKARD SCHOOL RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD DECKARD PL SUBD LT1B |
| Legal Subdivision | OLD DECKARD PL SUBD |
| Legal Lot Number | 1B |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 903 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2018 | Deed of Trust, Mortgage · VA Mortgage SOUTH CENTRAL BANK |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Mar 7, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2018 · Amount on Record |
| Deed Sale | Mar 7, 2018 · Amount on Record |
| Deed Document Number | 010571490008 |
| Deed Book / Page | 1453 / 402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2365/20 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 2365/20 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002225/0000001542 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 0000002225/0000001542 |
| Instrument | 010571500017 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2312/616 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 2312/616 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2282/1332 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 2282/1332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 7, 2018 |
| Property Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
| Document Number | 1453/402 |
| Book / Page | 1453 / 402 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 010571490008 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2201 DECKARD SCHOOL RD, RADCLIFF, KY 40160-9253 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,559.00 (-1.47%) Homeowner's exemption Additional exemption filed | $429,500 (-) Land $47,700 Building $381,800 | $429,500 (-) Land $47,700 Building $381,800 |
| 2023 | $429,500 Land $47,700 Building $381,800 | $429,500 Land $47,700 Building $381,800 | |
| 2021 | $3,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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