2201 45th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 2201 45th Ter SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 1971
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2023)
Tax Bill	$5,876 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`321400 19 204B22`

Property Details

APN / Parcel Number

Primary APN	`321400 19 204B22`
Alternative APNs	`3574344000206890019204` `35743440002`

Interior

Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	588 sqft
Carport	Carport
Carport Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	384 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	2201 45TH TER SW
City	NAPLES
State	FL
Zip	34116-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 19 LOT 20 OR 1008 PG 1345
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	19
Legal Lot Number	20
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3006
Census Tract	10421

Owner

2201 45th Ter SW is owned and occupied by two individuals who bought it in May 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2201 45TH TER SW, NAPLES, FL 34116-6357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	20236398552
Deed Book / Page	6243 / 2794
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 4, 2023
Property Address	2201 45TH TER SW, NAPLES, FL 34116-6357
Document Number	0062432794
Book / Page	6243 / 2794
Map Reference	MB 5 PG 65
Instrument Date	May 2, 2023
Instrument	6398552
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2565 4TH AVE NE, NAPLES, FL 34120-4940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 45TH TER SW, NAPLES, FL 34116-6357
Investor	Possibly a Property Investor

Mortgage

Document Number	0062432796
Date	May 4, 2023
Instrument	6243/2796

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2201 45TH TER SW, NAPLES, FL 34116-6357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054190314
Date	Jul 26, 2017
Book Page	5419/0314
Instrument	5433642

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2201 45th Ter SW was $5,876.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,046 (-16.38%) Land $193,570 Building $221,476	$415,046 (-16.71%) Land $193,570 Building $221,476
2025	$5,876.00	$496,359	$498,323 Land $130,000 Building $368,323
2023	$5,077.00 (+4.42%)	$433,088 (+1%)	$438,030 (+11.26%) Land $210,000 Building $228,030
2022	$4,862.00	$393,716 Land $160,125 Building $233,591	$393,716 Land $160,125 Building $233,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2201 45th Ter SW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2201 45th Ter SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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