22006 Holiday Dr, Smithsburg, MD 21783 Property Records

Washington County property record for 22006 Holiday Dr, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$101,113 (Apr 1999)
Tax Bill	$2,193 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-010826`

Property Details

APN / Parcel Number

Primary APN	`07-010826`
Alternative APN	`010826`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Porch	Porch
Porch Area	378 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010826
Street Address	22006 HOLIDAY DR
City	SMITHSBURG
State	MD
Zip	21783-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 17 SEC A .3 AC 22006 HOLIDAY DR HOLIDAY ACRES SUB
Legal Subdivision	HOLIDAY ACRES SUB
Legal Lot Number	17
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2004
Census Tract	11202

Owner

22006 Holiday Dr is owned and occupied by an individual who bought it in April 1999.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22006 HOLIDAY DR, SMITHSBURG, MD 21783-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 1999 · Amount on File
Deed Sale	Apr 5, 1999 · Amount on File
Prior Sale	Apr 5, 1999 · Amount on File
Deed Document Number	19995587
Deed Book / Page	1485 / 1021
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22006 HOLIDAY DR, SMITHSBURG, MD 21783-1549
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068160458
Date	Nov 2, 2021
Book Page	6816/458

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 6, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22006 HOLIDAY DR, SMITHSBURG, MD 21783-1549
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059480368
Date	Apr 3, 2019
Book Page	5948/0368

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22006 HOLIDAY DR, SMITHSBURG, MD 21783-1549
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063080412
Date	Jul 21, 2020
Book Page	6308/412

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 22006 Holiday Dr was $2,193 with a homeowner's exemption, up 5.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,193.00 (+5.53%) Homeowner's exemption	$252,500 (+9.12%)	$273,600 (-) Land $61,500 Building $212,100
2025	$2,078.00 Homeowner's exemption	$231,400	$273,600 Land $61,500 Building $212,100
2023	$1,876.00 Homeowner's exemption	$194,233	$210,300 Land $61,500 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22006 Holiday Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22006 Holiday Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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