22005 Kramer St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22005 Kramer St, Saint Clair Shores, MI 48080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,012 sqft · built 1955
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Tax Bill$2,067 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-27-252-018

Property Details

APN / Parcel Number

Primary APN09-14-27-252-018
Alternative APN
  • 1427252018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,012 sqft Living Area
1st Floor Area1,012 sqft
Basement Area1,012 sqft
Unfinished Basement1,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeBrick
Roof TypeGable
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions91 ft deep x 50 ft wide
Garage Area144 sqft
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22005 KRAMER ST
CitySAINT CLAIR SHORES
StateMI
Zip48080-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionASSESSOR'S PLAT NO. 43 (L18, P3) LOT 122
Legal SubdivisionA P 43 ST CLAIR SHORES
Legal Lot Number122
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group3
Census Block3002
Census Tract251600

Owner

22005 Kramer St is owned and occupied by an individual.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address22005 KRAMER ST, SAINT CLAIR SHORES, MI 48080-3939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22005 KRAMER ST, SAINT CLAIR SHORES, MI 48080-3939
Document Number0000062833
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22005 KRAMER ST ST CLAIR SHORES MI 480803939, ST CLAIR SHORES, MI 48080-3939

Mortgage

Document Number0000062833
DateJun 1, 2020
Book Page026738/000430
Instrument62833
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22005 Kramer St was $2,067 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,000$188,000
2025$2,067.00
2023$75,600$151,200
2022$1,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22005 Kramer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22005 Kramer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

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