22003 Rustic Shores Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 22003 Rustic Shores Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,435 sqft · built 2002
Lot Size	0.321 acres (14,010 sqft)
Owner	Individual Name on Record
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R263382`

Property Details

APN / Parcel Number

Primary APN	`R263382`
Alternative APN	`3529-04-001-0080-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,435 sqft Living Area
1st Floor Area	2,029 sqft
2nd Floor Area	1,406 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,010 sqft (0.321 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R263382
Street Address	22003 RUSTIC SHORES LN
City	KATY
State	TX
Zip	77450-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES PHASE 2 SEC 4, BLOCK 1, LOT 8
Legal Subdivision	GRAND LAKES PHASE TWO SEC 4
Legal Block	1
Legal Lot Number	8
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2008
Census Tract	673009

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 2, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG
Jan 3, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022
Deed Sale	Mar 8, 2022
Prior Sale	Jan 3, 2017
Deed Document Number	2022032241
Record Updated	Jun 8, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 8, 2022
Property Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481
Document Number	0000032241
Map Reference	SL 2204/A&B
Instrument Date	Feb 23, 2022
Instrument	2022032241
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481

Mortgage

Document Number	0000032242
Date	Mar 8, 2022
Instrument	2022032242

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128566
Date	Sep 22, 2020
Instrument	2020128566

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481
Document Number	0000110615
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FONTIER TITLE COMPANY WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22003 RUSTIC SHORES LN KATY TX 774505481, KATY, TX 77450-5481

Mortgage

Document Number	0000110615
Date	Oct 9, 2017
Instrument	110615

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 3, 2017
Property Address	22003 RUSTIC SHORES LN, KATY, TX 77450-5481
Document Number	0000000203
Instrument Date	Dec 30, 2016
Instrument	203
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22003 RUSTIC SHORES LN KATY TX 774505481, KATY, TX 77450-5481

Mortgage

Document Number	204
Date	Jan 3, 2017
Instrument	204

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,722.00 (-7.02%) Homeowner's exemption	$670,288 (+7.5%) Land $122,065 Building $548,223	$670,288 (+7.5%) Land $122,065 Building $548,223
2024	$9,381.00 (+13.48%) Homeowner's exemption	$623,519 (+2.22%) Land $122,065 Building $501,454	$623,519 (+2.22%) Land $122,065 Building $501,454
2023	$8,267.00 (+6.29%) Homeowner's exemption	$609,996 Land $93,896 Building $516,100	$609,996 Land $93,896 Building $516,100
2018	$7,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Nearby Flood Policies	81 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 2 serves 2,076 people · EPA ID TX0790387
Water Source	Purchased surface water from GRAND LAKES MUD 4
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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