22000 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22000 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1927
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Nov 2021)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-330-044`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-330-044`
Alternative APN	`1427330044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,102 sqft Living Area
1st Floor Area	739 sqft
Basement Area	726 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	120 ft deep x 49.5 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22000 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) E 16.6' OF LOT 125 & THE W 33' OF LOT 126
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	125-126
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2001
Census Tract	251700

Owner

22000 Ridgeway St is owned and occupied by an individual who bought it in November 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS LLC
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Nov 17, 2021	Warranty Deed, Transfer
May 6, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	20212271731
Deed Book / Page	28200 / 842
Prior Transfer Date	Mar 13, 1997
Prior Transfer Doc	0000100480
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13828 HILLSDALE DR, STERLING HEIGHTS, MI 48313-3535

Mortgage

Document Number	2102166691
Date	Apr 27, 2021
Book Page	27626/576
Instrument	202102166691

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20081 NEWCASTLE CT, MACOMB, MI 48044-2157

Mortgage

Document Number	2102257594
Date	Oct 22, 2021
Book Page	28123/498
Instrument	202102257594

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 17, 2021
Property Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084
Document Number	2102271731
Book / Page	28200 / 842
Map Reference	LB 4 PG 31
Instrument Date	Oct 8, 2021
Instrument	202102271731
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$1,357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22000 RIDGEWAY ST, 22000, SAINT CLAIR SHORES, MI 48080-4084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 6, 2021
Property Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084
Document Number	2102176131
Book / Page	27676 / 801
Map Reference	LB 4 PG 31
Instrument Date	Apr 8, 2021
Instrument	202102176131
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22000 RIDGEWAY ST, 22000, SAINT CLAIR SHORES, MI 48080-4084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22000 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4084

Tax Assessment & Valuation

The 2025 property tax bill for 22000 Ridgeway St was $3,614 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,800 (+3.33%)	$167,600 (+3.33%)
2025	$3,614.00 Homeowner's exemption	$81,100	$162,200
2023		$71,400	$142,800
2022	$3,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22000 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22000 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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