22000 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 22000 Gardner St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,047 sqft · built 1954
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (May 2017)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-203-020`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-203-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22000 GARDNER ST
City	OAK PARK
State	MI
Zip	48237-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 KENWOOD PARK S 10 FT OF LOT 363 & ALL OF LOT 364
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	PARK
Legal Lot Number	363-364
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1004
Census Tract	171500

Owner

22000 Gardner St is owned by an individual who bought it in May 2017.

Source: Oakland County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2679 WARWICK CT, BLOOMFIELD HILLS, MI 48304-1816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
May 25, 2017	Warranty Deed, Transfer MICHIGAN INV TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Deed Document Number	2017101805
Deed Book / Page	50703 / 471
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2026
Property Address	22000 GARDNER ST, OAK PARK, MI 48237-2648
Document Number	0000150573
Book / Page	61629 / 595
Instrument Date	Oct 9, 2026
Instrument	2026150573
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 WARWICK CT, BLOOMFIELD HILLS, MI 48304-1816

Mortgage

Document Number	0000150573,
Date	Oct 12, 2026
Book Page	61629/595
Instrument	2026150573

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22000 GARDNER ST, OAK PARK, MI 48237-2648
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 WARWICK CT, BLOOMFIELD, MI 48304-1816

Mortgage

Document Number	0000210851
Date	Aug 31, 2021
Book Page	56776/497
Instrument	210851

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22000 GARDNER ST, OAK PARK, MI 48237-2648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051676
Date	Apr 4, 2018
Book Page	51690/00062
Instrument	51676

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 25, 2017
Property Address	22000 GARDNER ST, OAK PARK, MI 48237-2648
Document Number	0000101805
Book / Page	050703 / 000471
Instrument Date	May 19, 2017
Instrument	101805
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	MICHIGAN INV TITLE INC

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 WARWICK CT BLOOMFIELD HILLS MI 483041816, BLOOMFIELD HILLS, MI 48304-1816

Tax Assessment & Valuation

The 2025 property tax bill for 22000 Gardner St was $3,470, up 2.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,470.00 (+2.09%)	$103,200 Land $16,400 Building $86,800	$206,400 Land $32,800 Building $173,600
2024	$3,399.00
2023		$85,100 Land $13,700 Building $71,400	$170,200 Land $27,400 Building $142,800
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22000 Gardner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22000 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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