220 Yellowstone Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 220 Yellowstone Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1921
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$232,700 (Jul 2023)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B012270`

Property Details

APN / Parcel Number

Primary APN	`000B012270`
Alternative APNs	`03-0821-16-2-30-01-0000` `R0336634` `B012270` `B01227`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,162 sqft
Basement Area	832 sqft
Finished Basement	208 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	25 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 YELLOWSTONE AVE
City	LAUREL
State	MT
Zip	59044-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLMF
Legal Description	YELLOWSTONE SUBD (LAUREL), S16, T02 S, R24 E, BLOCK 8, LOT 9 - 10
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	YELLOWSTONE SUBD (LAUREL)
Legal Block	8
Legal Lot Number	9-10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4020
Census Tract	1901

Owner

220 Yellowstone Ave is owned and occupied by an individual who bought it in July 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage WESTERN SECURITY BANK
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERN SECURITY BANK
May 15, 2017	Warranty Deed, Construction Loan · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Deed Document Number	20234051426
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0003963211
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241

Mortgage

Document Number	0004051473
Date	Jul 13, 2023
Instrument	4051473

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Jan 1, 2048

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 12, 2023
Property Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241
Document Number	0004051426
Instrument Date	Jul 12, 2023
Instrument	4051426
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241

Mortgage

Document Number	0004051427
Date	Jul 12, 2023
Instrument	4051427

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003836798
Date	Dec 20, 2017
Instrument	3836798

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 15, 2017
Property Address	220 YELLOWSTONE AVE, LAUREL, MT 59044-3241
Document Number	0003813820
Instrument Date	May 12, 2017
Instrument	3813820
Transaction Type	Construction Loan
Record Updated	May 30, 2017
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 YELLOWSTONE AVE LAUREL MT 590443241, LAUREL, MT 59044-3241

Mortgage

Document Number	3813821
Date	May 15, 2017
Instrument	3813821

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 14, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 220 Yellowstone Ave was $1,756.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,400 Land $59,950 Building $187,450	$247,400 Land $59,950 Building $187,450
2025	$1,756.00
2023	$1,729.00	$217,100	$217,100 Land $39,017 Building $178,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Yellowstone Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Yellowstone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet, Verizon.

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