220 Worcester Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 220 Worcester Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 915 sqft · built 1910
Lot Size	0.499 acres (21,742 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2017)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00105 L:00036`

Property Details

APN / Parcel Number

Primary APN	`STER M:00105 L:00036`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	915 sqft Living Area
Gross Area	2,383 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,742 sqft (0.499 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	220 WORCESTER RD
City	STERLING
State	MA
Zip	01564-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	719100

Owner

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 WORCESTER RD, STERLING, MA 01564-1473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage NORTH BROOKFIELD SAVINGS BANK
Aug 4, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Deed Book / Page	57538 / 289
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	220 WORCESTER RD, STERLING, MA 01564-1473
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073286-366
Date	Mar 9, 2026
Book Page	73286/366
Instrument	17695

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Aug 4, 2017
Property Address	220 WORCESTER RD, STERLING, MA 01564-1473
Document Number	57538-289
Book / Page	57538 / 289
Instrument	84889
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WORCESTER RD, STERLING, MA 01564-1473

Mortgage

Document Number	575380292
Date	Aug 4, 2017
Instrument	57538/0292

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2047

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+7.32%)	$365,500 (+10.89%) Land $106,200 Building $259,300	$309,795 (+6.92%)
2024	$4,387.00 (-4.42%)	$329,600 (+2.68%) Land $106,200 Building $223,400	$289,750
2023	$4,590.00	$321,000 Land $107,400 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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