220 Willow St, San Jose, CA 95110 Property Records

Santa Clara County property record for 220 Willow St, San Jose, CA 95110

Property Summary

Property TypeBank, Financial Building
Details3,420 sqft · built 1920
Lot Size0.129 acres (5,610 sqft)
OwnerCompany Name on File
Tax Bill$19,317 (2025)
Deeds & MortgagesOct 2022 Sale & Second Mortgage
Aug 2019 Mortgage
+ 3 more
Flood ZoneZone D (undetermined)
APN434-06-061

Property Details

APN / Parcel Number

Primary APN434-06-061

Interior

Units3 Units
Stories2 Stories
Building Area3,420 sqft Total Area
ElevatorElevator

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,610 sqft (0.129 acres)
Lot Dimensions110 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address220 WILLOW ST
CitySAN JOSE
StateCA
Zip95110-3351
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC2
Legal DescriptionMAP E PG 37 BLK 5 PART OF LOT 4-6
Legal SubdivisionGOODYEAR TR
Legal Block5
Legal Lot Number4
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1000
Census Tract503113

Owner

220 Willow St, a commercial property, is owned by a company.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordCompany Name on File
Mailing Address291 N 4TH ST, SAN JOSE, CA 95112-5559
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Grant Deed, Transfer · Stand-Alone Second Mortgage
BANK OF THE WEST
Aug 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Aug 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
May 16, 2019Loan Modification, Mortgage
US BK
May 16, 2019Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 31, 2022
Property Address220 WILLOW ST, SAN JOSE, CA 95110-3351
Document Number0025394315
Map ReferenceMB E PG 37
Instrument DateOct 5, 2022
Instrument25394315
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyPartially Calculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 N 4TH ST, SAN JOSE, CA 95112-5559

Mortgage

Document Number0025394316
DateOct 31, 2022
Instrument25394316
Lender
NameBANK OF THE WEST
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address220 WILLOW ST, SAN JOSE, CA 95110-3351
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024257656
DateAug 16, 2019
Instrument24257656
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address220 WILLOW ST, SAN JOSE, CA 95110-3351
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024257655
DateAug 16, 2019
Instrument24257655
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97228
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address220 WILLOW ST, SAN JOSE, CA 95110-3351
Document Number0024206039
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218-250 WILLOW ST SAN JOSE CA 951103351, SAN JOSE, CA 95110-3351

Mortgage

Document Number0024206039
DateJun 18, 2019
Instrument24206039
Lender
NameUS BK
TypeBank
AddressPORTLAND, OR 97228-5308
Agreement
AmountAmount on Record

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address220 WILLOW ST, SAN JOSE, CA 95110-3351
Document Number0024203489
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address794 VINCI WAY LIVERMORE CA 945507174, LIVERMORE, CA 94550-7174

Mortgage

Document Number0024203489
DateJun 14, 2019
Instrument24203489
Lender
NameUS BK
TypeBank
AddressPORTLAND, OR 97228-5308
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 220 Willow St was $19,317, up 6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,365,773 (+2%) Land $565,623 Building $800,150
2025$19,317.00 (+6.02%)$1,338,994 Land $554,533 Building $784,461
2024$18,221.00 (+2.05%)
2023$17,855.00 (+151.09%)$1,287,000 Land $533,000 Building $754,000
2022$7,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 220 Willow St in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Willow St

Nearby Streets

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