220 Whiteplains Ct, Gilbert, SC 29054 Property Records

Lexington County property record for 220 Whiteplains Ct, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,843 sqft · built 1999
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Aug 2021)
Tax Bill$2,238 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005222-01-034

Property Details

APN / Parcel Number

Primary APN005222-01-034
Alternative APN
  • 0522201034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,843 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Lot Area18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address220 WHITEPLAINS CT
CityGILBERT
StateSC
Zip29054-8579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionWHITEPLAINS PLANTATION LOT 13 SEC 1
Legal SubdivisionWHITEPLAINS PLANTATION
Legal Lot Number13
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1012
Census Tract21306

Owner

220 Whiteplains Ct is owned and occupied by an individual who bought it in August 2021.

Source: Lexington County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY BANK NA
Aug 10, 2021Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY BANK
Mar 20, 2020Grant Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on File
Deed SaleAug 10, 2021 · Amount on File
Prior SaleMar 20, 2020 · Amount on File
Deed Document Number202143200
Deed Book / Page20958 / 1617
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 WATSON RD, GILBERT, SC 29054

Mortgage

Document Number2118401515
DateOct 3, 2025
Book Page21184/1515
Instrument2025038592
Lender
NameFIRST COMMUNITY BANK NA
TypeBank
AddressLEXINGTON, SC 29072
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 15, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateAug 10, 2021
Property Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579
Document Number2095801617
Book / Page20958 / 1617
Map ReferenceSL 874 PG 4
Instrument DateAug 9, 2021
Instrument2021043200
Transaction TypeTransfer
Record UpdatedAug 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,424.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579

Mortgage

Document Number2021043201
DateAug 10, 2021
Instrument2021043201
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateMar 20, 2020
Property Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579
Document Number2086205994
Book / Page20862 / 5994
Map ReferenceMB 12004 PG 309
Instrument DateMar 16, 2020
Instrument2020012117
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,258.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 WHITEPLAINS CT, GILBERT, SC 29054-8579

Mortgage

Document Number2020012118
DateMar 20, 2020
Instrument2020012118
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 220 Whiteplains Ct was $2,238, down 2.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,238.00 (-2.65%)$15,400 (-) Land $2,200 Building $13,200
2024$2,299.00 (+4.45%)$15,400 (-) Land $2,200 Building $13,200$385,000 (-) Land $55,000 Building $330,000
2023$2,201.00 (-4.01%)$15,400 (-) Land $2,200 Building $13,200$385,000 (-) Land $55,000 Building $330,000
2022$2,293.00$15,400 Land $2,200 Building $13,200$385,000 Land $55,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Whiteplains Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Whiteplains Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
8,000 / 8,000
Windstream
DSL
200 / 20

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