220 White Oak St, Thomson, GA 30824 Property Records

McDuffie County property record for 220 White Oak St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,639 sqft · built 1930
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Oct 2020)
Tax Bill	$4,563 (2025)
Deeds & Mortgages	Aug 2016 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0T230 00000 111 000`

Property Details

APN / Parcel Number

Primary APN	`0T230 00000 111 000`
Alternative APN	`11054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,639 sqft Heated Area
1st Floor Area	3,389 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	153 ft deep x 162 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	808 sqft
Deck Area	208 sqft
Patio Area	72 sqft
Canopy	969 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11054
Street Address	220 WHITE OAK ST
City	THOMSON
State	GA
Zip	30824-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	220 WHITEOAK ST
Legal Subdivision	THOMSON CITY
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	4
Census Block	4020
Census Tract	950200

Owner

Source: McDuffie County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	220 WHITE OAK ST, THOMSON, GA 30824-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2016	Deed of Trust, Mortgage · VA Mortgage AUGUSTA MORTGAGE
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	0000692994
Deed Book / Page	692 / 994
Record Updated	Sep 20, 2026

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	220 WHITE OAK ST, THOMSON, GA 30824-2713
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000646/748
Date	Aug 25, 2016
Book Page	646/748

Lender

Name	AUGUSTA MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Oct 19, 2020
Property Address	220 WHITE OAK ST, THOMSON, GA 30824-2713
Document Number	000692/994
Book / Page	692 / 994
Instrument Date	Oct 19, 2020
Instrument	2020-000710
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WHITE OAK ST, THOMSON, GA 30824-2713

Mortgage

Document Number	0000000693/0000000001
Date	Oct 19, 2020
Book Page	0000000693/0000000001

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,563.00 (+1.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$169,906 (+5.17%) Land $4,788 Building $165,118	$424,764 (+5.17%) Land $11,970 Building $412,794
2024	$4,479.00 (+18.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$161,549 (+4.94%) Land $4,560 Building $156,989	$403,873 (+4.94%) Land $11,400 Building $392,473
2023	$3,794.00 (+4.2%) Homeowner's exemption	$153,948 (+21.58%) Land $3,420 Building $150,528	$384,869 (+21.58%) Land $8,550 Building $376,319
2022	$3,641.00 Homeowner's exemption	$126,626 Land $2,736 Building $123,890	$316,564 Land $6,840 Building $309,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon.

Nearby Properties on White Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures