220 West Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 220 West Ave, Laurel, MT 59044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,147 sqft · built 1936
Lot Size0.083 acres (3,600 sqft)
OwnerCompany Name on File
Last Sale$83,900 (Oct 2020)
Tax Bill$1,128 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN000B011970

Property Details

APN / Parcel Number

Primary APN000B011970
Alternative APNs
  • 03-0821-16-2-27-01-0000
  • R0336604
  • B011970
  • B01197

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,147 sqft Living Area
1st Floor Area1,147 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,600 sqft (0.083 acres)
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area18 sqft
Lean-To160 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address220 WEST AVE
CityLAUREL
StateMT
Zip59044-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLMF
Legal DescriptionYELLOWSTONE SUBD (LAUREL), S16, T02 S, R24 E, BLOCK 5, LOT 10
Legal Range24E
Legal Township02S
Legal Section16
Legal SubdivisionYELLOWSTONE SUBD (LAUREL)
Legal Block5
Legal Lot Number10
JurisdictionYELLOWSTONE MT
Township / Civil DivisionLAUREL
Census Block Group4
Census Block4017
Census Tract1901

Owner

220 West Ave is owned by a company that acquired it in May 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of RecordCompany Name on File
Mailing Address518 GRAND AVE, BILLINGS, MT 59101-5927
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
VALLEY CREDIT UNION
Nov 19, 2020Deed of Trust, Mortgage · Line of Credit
LITTLE HORN STATE BANK
Mar 23, 2021Deed of Trust, Mortgage · Line of Credit
OPPORTUNITY BANK OF MT
Jun 3, 2021Deed of Trust, Mortgage
OPPORTUNITY BANK OF MT
Oct 1, 2020Warranty Deed, Transfer · Line of Credit
OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Prior SaleApr 22, 2015
Deed Document Number20203941498
Last Transfer DateMay 25, 2021
Transfer Doc0003973810
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Recording DateJul 29, 2026
Property Address220 WEST AVE, LAUREL, MT 59044-3227
Document Number0004140303
Instrument DateJul 20, 2026
Instrument20264140303
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 GRAND AVE, BILLINGS, MT 59101-5927

Mortgage

Document Number0004140303,
DateJul 29, 2026
Instrument20264140303
Lender
NameVALLEY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address220 WEST AVE, LAUREL, MT 59044-3227
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 GRAND AVE, BILLINGS, MT 59101-5927

Mortgage

Document Number0003948328
DateNov 19, 2020
Instrument3948328
Lender
NameLITTLE HORN STATE BANK
TypeBank
AddressBILLINGS, MT 59102
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address220 WEST AVE, LAUREL, MT 59044-3227
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 GRAND AVE, BILLINGS, MT 59101-5927

Mortgage

Document Number0003964548
DateMar 23, 2021
Instrument3964548
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressBILLINGS, MT 59102
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 20, 2046
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address220 WEST AVE, LAUREL, MT 59044-3227
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 GRAND AVE, BILLINGS, MT 59101-5927

Mortgage

Document Number0003974945
DateJun 3, 2021
Instrument3974945
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressBILLINGS, MT 59102
Agreement
AmountAmount on Record

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateOct 1, 2020
Property Address220 WEST AVE, LAUREL, MT 59044-3227
Document Number0003941498
Map ReferenceDOC 8982
Instrument DateOct 1, 2020
Instrument3941498
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 WEST AVE, LAUREL, MT 59044-3227

Mortgage

Document Number0003941499
DateOct 1, 2020
Instrument3941499
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 220 West Ave was $1,128, down 14% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
MunicipalityLaurel City
Elementary School DistrictLaurel Elementary School District (PK - 08)
Secondary School DistrictLaurel High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,900 (-) Land $45,327 Building $127,573$172,900 (-) Land $45,327 Building $127,573
2025$1,128.00 (-14.02%)$172,900 Land $45,327 Building $127,573$172,900 Land $45,327 Building $127,573
2024$1,312.00 (+21.48%)
2023$1,080.00$135,700$135,700 Land $29,251 Building $106,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 West Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 West Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUREL MUNICIPAL WATER SYSTEM
serves 6,339 people · EPA ID MT0000270
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisp West
Fixed Wireless
100 / 20

May also be available: AT&T, TCT Internet, Verizon.

Nearby Properties on West Ave

Nearby Streets

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