220 Webster St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 220 Webster St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,143 sqft · built 1921
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,122 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-24-131-004`

Property Details

APN / Parcel Number

Primary APN	`8913-24-131-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Finished Basement	300 sqft
Unfinished Basement	1,143 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	220 WEBSTER ST
City	WATERLOO
State	IA
Zip	50703-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH ADDITION LOT 3 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	NORTH ADDITION
Legal Block	8
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

220 Webster St is owned and occupied by two individuals who acquired it in April 2007.

Source: Black Hawk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 AVENUE E, CHINA, TX 77613-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2018	Quit Claim Deed, Transfer Quitclaim
May 7, 2007	Intrafamily Transfer, Transfer · ARM COUNTRYWIDE HOME LOANS INC
May 5, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2007
Transfer Doc	2007023443
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 4, 2026
Property Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Document Number	0000006227
Instrument Date	May 4, 2026
Instrument	20266227
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 AVENUE E, CHINA, TX 77613-2045

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 4, 2026
Property Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Document Number	0000006228
Instrument Date	May 4, 2026
Instrument	20266228
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 AVENUE E, CHINA, TX 77613-2045

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 20, 2018
Property Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Document Number	201900002865
Instrument Date	Aug 16, 2018
Instrument	201900002865
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WEBSTER ST, WATERLOO, IA 50703-3034

May 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 7, 2007
Property Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Document Number	2007023443
Instrument Date	Apr 19, 2007
Instrument	2007023443
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	ROCK ISLAND COMPANY ABSTRACT, ROCK ISLAND COUNTY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 WEBSTER ST, WATERLOO, IA 50703-3034

Mortgage

Document Number	2007023444
Date	May 7, 2007
Instrument	2007023444

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	11.4%
Type Change Date	May 1, 2009
Change Frequency	6 Months
Min Rate At Change	11.4%
Max Rate At Change	12.9%
Index	LIBOR
Max Rate	18.4%

May 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2005
Property Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Document Number	2005025656
Instrument Date	May 2, 2005
Instrument	2005025656
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 WEBSTER ST, WATERLOO, IA 50703-3034
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 220 Webster St was $1,122 with a homeowner's exemption, up 0.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+0.09%) Homeowner's exemption	$72,450 Land $7,500 Building $64,950	$72,450 Land $7,500 Building $64,950
2024	$1,121.00
2023		$61,930 Land $7,500 Building $54,430	$61,930 Land $7,500 Building $54,430
2022	$839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Webster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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