220 Waters Edge Run, Murphy, NC 28906 Property Records

Cherokee County property record for 220 Waters Edge Run, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	1,508 sqft Heated Area
Lot Size	170,755 sqft (3.92 acres)
Last Sale	$219,000 (2005)
Tax Bill	$1,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`550200520483000`
Alternative APN	`15764`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,508 sqft Heated Area
Upper Floors	520 sqft Upper Floors
Basement Area	988 sqft Basement
Finished Basement	988 sqft Finished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	170,755 sqft (3.92 acres)
Depth X Width	727 ft x 451 ft Depth x Width

Exterior Amenities

Deck Area	98 sqft Deck
Patio Area	546 sqft Patio
Porch	Open Porch
Porch Area	482 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	15764
Street Address	220 WATERS EDGE RUN
City	MURPHY
State	NC
Zip	28906-4658
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P/O LOT 16 FALL BRANCH 909/116
Legal Lot Number	16
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3057
Census Tract	930401

Owner

Source: Cherokee County records · APN 550200520483000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 921, MURPHY, NC 28906-0921
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2005 · Amount on Record
Deed Sale	Jan 14, 2005 · Amount on Record
Deed Doc Number	2005-0042073
Deed Book / Page	1136 / 0822
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	220 WATERS EDGE RUN, MURPHY, NC 28906-4658
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01568/1088
Date	Sep 13, 2017
Book Page	01568/1088
Instrument	04081

Lender

Name	REVERSE MORTGAGES.COM INC
Type	Reverse Mortgage Lender
Address	COLUMBIA, MO 65203

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	859 Months
Due	Apr 25, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00	$210,610 (-)	$210,610 (-) Land $5,000 Building $205,610
2023		$210,610	$210,610 Land $5,000 Building $205,610