220 Walnut St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 220 Walnut St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2023)
Tax Bill	$11,287 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03101-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-03101-0000-00015`
Alternative APNs	`140310100015` `391`

Interior

Stories	2 Stories
Building Area	1,958 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	391
Street Address	220 WALNUT ST
City	ROSELLE
State	NJ
Zip	07203-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: DEED 29141.
Legal Subdivision	ROSELLE LAND & IMPROV COM
Legal Block	3101
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	2
Census Block	2015
Census Tract	34000

Owner

Source: Union County and Roselle Borough records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 WALNUT ST, ROSELLE, NJ 07203-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Sep 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
May 24, 2023	Deed, Transfer · Commercial Mortgage AMERIDREAM CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Oct 3, 2000 · Amount on Record
Deed Document Number	202329141
Deed Book / Page	6509 / 2344
Prior Transfer Date	Feb 9, 2008
Prior Transfer Doc	0056970813
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Aug 31, 2026
Property Address	220 WALNUT ST, ROSELLE, NJ 07203-1224
Document Number	0000096551
Book / Page	15851 / 1
Instrument Date	Jul 9, 2026
Instrument	202696551
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LAND SAFE TITLE, SAFE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 COLONIAL AVE, UNION, NJ 07083-9021

Mortgage

Document Number	0000096551,
Date	Aug 31, 2026
Book Page	15851/1
Instrument	202696551

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	220 WALNUT ST, ROSELLE, NJ 07203-1224
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 COLONIAL AVE, UNION, NJ 07083-9021

Mortgage

Document Number	0154100280
Date	Sep 13, 2023
Book Page	15410/280
Instrument	56235

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 24, 2023
Property Address	220 WALNUT ST, ROSELLE, NJ 07203-1224
Document Number	0065092344
Book / Page	6509 / 2344
Instrument Date	May 12, 2023
Instrument	29141
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1439 E FRONT ST, PLAINFIELD, NJ 07062-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WALNUT ST, ROSELLE, NJ 07203-1224

Mortgage

Document Number	0000052230
Date	May 24, 2023
Instrument	52230

Lender

Name	AMERIDREAM CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (-) Land $61,000 Building $62,400	$123,400 (-) Land $61,000 Building $62,400
2025	$11,287.00 (+5.19%)	$123,400 (-) Land $61,000 Building $62,400	$123,400 (-) Land $61,000 Building $62,400
2024	$10,730.00 (+1.87%)
2023		$123,400 Land $61,000 Building $62,400	$123,400 Land $61,000 Building $62,400
2022	$10,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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