220 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 220 Wallace Ave, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1889
Square Footage4,688 sqft Finished Area
Lot Size11,400 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2024)
Tax Bill$8,612.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-04-086.00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area4,688 sqft Finished Area
Gross Area5,777 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area11,400 sqft (0.262 acres)
Depth X Width190 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address220 WALLACE AVE
CityCOVINGTON
StateKY
Zip41014-1552
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description60X190' NS WALLACE & STRIP IN REAR
Legal SubdivisionWALLACE ROBERT
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2021
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-04-086.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 WALLACE AVE, COVINGTON, KY 41014-1552
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
THE NORTH SIDE BANK & TRUST CO
Aug 09, 2024Warranty Deed, Transfer · Conventional Mortgage
THE CREDIT RESOURCE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2024 · Amount on Record
Deed SaleAug 09, 2024 · Amount on Record
Prior SaleNov 03, 2010 · Amount on Record
Deed Doc Number202467
Deed Book / Page299 / 310
Prior Transfer DateMay 05, 2011
Prior Transfer Doc0005900014
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address220 WALLACE AVE, COVINGTON, KY 41014-1552
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 WALLACE AVE, COVINGTON, KY 41014-1552

Mortgage

Document Number0005900114
DateFeb 26, 2024
Book PageKCM 528/468
Instrument24022605900114
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 25, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 09, 2024
Property Address220 WALLACE AVE, COVINGTON, KY 41014-1552
Document Number0005900067
Book / PageKC 299 / 310
Map ReferencePL 342
Instrument DateAug 05, 2024
Instrument24080905900067
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 WALLACE AVE, COVINGTON, KY 41014-1552

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address220 WALLACE AVE, COVINGTON, KY 41014-1552

Mortgage

Document Number0005900068
DateAug 09, 2024
Instrument24080905900068
Lender
NameTHE CREDIT RESOURCE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,612.00 (+99.81%)$650,000 (+75.68%) Land $10,000 Building $640,000$650,000 (+75.68%) Land $10,000 Building $640,000
2023$4,310.00 Homeowner's exemption$370,000 Land $10,000 Building $360,000$370,000 Land $10,000 Building $360,000

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