220 W Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 220 W Water St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 1899
Lot Size	1.65 acres (71,874 sqft)
Owner	Company Name on Record
Last Sale	$48,000 (Apr 2000)
Tax Bill	$796 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-014848`

Property Details

APN / Parcel Number

Primary APN	`07-014848`
Alternative APN	`014848`

Exterior

Lot Area	71,874 sqft (1.65 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	014848
Street Address	220 W WATER ST
City	SMITHSBURG
State	MD
Zip	21783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	1.65 ACRES 220 W WATER ST
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2007
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21616 KELSO DR, HAGERSTOWN, MD 21742-9317
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed, Transfer · Stand-Alone First Mortgage BUSHEY ENTERPRISES LLC
Dec 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2000 · Amount on Record
Deed Sale	Apr 27, 2000 · Amount on Record
Prior Sale	Jan 12, 1988 · Amount on Record
Deed Document Number	20009814
Deed Book / Page	1567 / 327
Last Transfer Date	Oct 13, 2021
Transfer Doc	6865000202
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 2, 2024
Property Address	220 W WATER ST, SMITHSBURG, MD 21783
Document Number	0073990058
Book / Page	7399 / 58
Instrument Date	Feb 2, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TITLE & STLMT SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21616 KELSO DR, HAGERSTOWN, MD 21742-9317

Mortgage

Document Number	0073990063
Date	Feb 2, 2024
Instrument	7399-0063

Lender

Name	BUSHEY ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Dec 14, 2021
Property Address	220 W WATER ST, SMITHSBURG, MD 21783
Document Number	0068650202
Book / Page	6865 / 202
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12105 MAPLEVILLE RD, SMITHSBURG, MD 21783-1600

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$796.00 (+1.02%)	$76,900 (+1.05%)	$77,700 (-) Land $69,800 Building $7,900
2025	$788.00 (+0.9%)	$76,100 (+1.24%)	$77,700 (+3.19%) Land $69,800 Building $7,900
2023	$781.00	$75,167	$75,300 Land $69,800 Building $5,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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