220 W Oley St, Reading, PA 19601 Property Records

Berks County property record for 220 W Oley St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,040 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-56-44-7090`

Property Details

APN / Parcel Number

Primary APN	`5307-56-44-7090`
Alternative APNs	`15-5307-56-44-7090` `15557125` `557125`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15557125
Street Address	220 W OLEY ST
City	READING
State	PA
Zip	19601-2414
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	WEST OLEY STREET
Legal Block	44
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1016
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 W OLEY ST, READING, PA 19601-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL
May 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 10, 2001
Transfer Doc	0000003282
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 10, 2026
Property Address	220 W OLEY ST, READING, PA 19601-2414
Document Number	0000022258
Instrument Date	Jul 2, 2026
Instrument	202622258
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W OLEY ST, READING, PA 19601-2414

Mortgage

Document Number	0000022258,
Date	Jul 10, 2026
Instrument	202622258

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 19, 2026
Property Address	220 W OLEY ST, READING, PA 19601-2414
Document Number	0000015616
Instrument Date	May 4, 2026
Instrument	202615616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W OLEY ST, READING, PA 19601-2414

Mortgage

Document Number	0000015616,
Date	May 19, 2026
Instrument	202615616

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2036

Interest

Rate	6.46%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	220 W OLEY ST, READING, PA 19601-2414
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W OLEY ST, READING, PA 19601-2414

Mortgage

Document Number	0000042104
Date	Oct 25, 2022
Instrument	2022042104

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	220 W OLEY ST, READING, PA 19601-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002477
Date	Jan 25, 2019
Instrument	2019002477

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19607

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2029

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+6.69%)	$38,400 (-) Land $7,500 Building $30,900	$7,500 (-80.47%) Land $7,500
2024	$1,016.00	$38,400 Land $7,500 Building $30,900
1994			$38,400 Land $7,500 Building $30,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on W Oley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures