220 W Monroe Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 220 W Monroe Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,231 sqft · built 1901
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$776,300 (Apr 2023)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24M-43-0881`

Property Details

APN / Parcel Number

Primary APN	`24M-43-0881`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,231 sqft Living Area
1st Floor Area	912 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2022
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	417 sqft
Balcony Area	12 sqft
Utility Building	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 W MONROE AVE
City	SAINT LOUIS
State	MO
Zip	63122-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R5
Legal Description	KIRKWOOD BLK PT 38 LOC 200 FT W OF CLAY AVE
Legal Subdivision	KIRKWOOD
Legal Block	38
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2001
Census Tract	218300

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 W MONROE AVE, SAINT LOUIS, MO 63122-5818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS/STATE LOUIS
Apr 4, 2023	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Nov 7, 2005 · Amount on Record
Deed Document Number	202344198
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	0178771865
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 6, 2026
Property Address	220 W MONROE AVE, SAINT LOUIS, MO 63122-5818
Document Number	0000000539
Instrument Date	Apr 1, 2026
Instrument	2026539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W MONROE AVE, SAINT LOUIS, MO 63122-5818

Mortgage

Document Number	0000000539,
Date	Apr 6, 2026
Instrument	2026539

Lender

Name	MORTGAGE SOLUTIONS/STATE LOUIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 4, 2023
Property Address	220 W MONROE AVE, SAINT LOUIS, MO 63122-5818
Document Number	2023040400198
Instrument Date	Mar 30, 2023
Instrument	2023040400198
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, LTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 LEE AVE, SAINT LOUIS, MO 63119-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W MONROE AVE, KIRKWOOD, MO 63122-5818

Mortgage

Document Number	2023040400199
Date	Apr 4, 2023
Instrument	2023040400199

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,280 (-) Land $68,590 Building $25,690	$496,200 (-) Land $361,000 Building $135,200
2025	$5,325.00 (+12.56%)	$94,280 (+24.74%) Land $68,590 Building $25,690	$496,200 (+24.74%) Land $361,000 Building $135,200
2024	$4,731.00 (+1.57%)
2023	$4,658.00 (+28.78%)	$75,580 (+37.17%) Land $44,080 Building $31,500	$397,800 (+37.17%) Land $232,000 Building $165,800
2022	$3,617.00	$55,100 Land $39,200 Building $15,900
2021			$290,000 Land $206,300 Building $83,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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