220 W Main St, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 220 W Main St, Mitchell, IA 50461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1852
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Aug 2025)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1008427002`

Property Details

APN / Parcel Number

Primary APN	`1008427002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	220 W MAIN ST
City	MITCHELL
State	IA
Zip	50461-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ADD LOTS 2 & 3 BLK 19
Legal Subdivision	WESTERN ADDITION
Legal Block	19
Legal Lot Number	2,3
Jurisdiction	MITCHELL IA
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1106
Census Tract	560200

Owner

Source: Mitchell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 W MAIN ST, MITCHELL, IA 50461-8025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2022	Warranty Deed, Transfer
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20251216
Deed Book / Page	2025 / 1216
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Aug 26, 2025
Property Address	220 W MAIN ST, MITCHELL, IA 50461-8025
Document Number	02025/1216
Book / Page	2025 / 1216
Instrument Date	Aug 22, 2025
Instrument	2025 1216
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	GREAT LAKES TITLE, GREAT PLAINS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W MAIN ST, MITCHELL, IA 50461-8025

Mortgage

Document Number	0020251217
Date	Aug 26, 2025
Instrument	2025 1217

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Sep 8, 2022
Property Address	220 W MAIN ST, MITCHELL, IA 50461-8025
Document Number	02022/1603
Book / Page	2022 / 1603
Instrument Date	Sep 7, 2022
Instrument	2022 1603
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W MAIN ST, MITCHELL, IA 50461-8025

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	220 W MAIN ST, MITCHELL, IA 50461-8025
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2356
Date	Nov 25, 2020
Book Page	2020/2356
Instrument	2020 2356

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Mitchell City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 Homeowner's exemption	$112,490 (+7.85%) Land $5,610 Building $106,880	$112,490 (+7.85%) Land $5,610 Building $106,880
2024	$1,332.00 (+53.46%)
2023		$104,300 (+66.43%) Land $5,610 Building $98,690	$104,300 (+66.43%) Land $5,610 Building $98,690
2022	$868.00 Homeowner's exemption	$62,670 Land $5,610 Building $57,060
2021			$62,670 Land $5,610 Building $57,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Osage Municipal Utilities Fiber	500 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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