220 W Central St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 220 W Central St, Natick, MA 01760

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,184 sqft · built 2003
Lot Size	0.645 acres (28,101 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jan 2023)
Tax Bill	$8,555 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-0000100B`

Property Details

APN / Parcel Number

Primary APN	`40-0000100B`
Alternative APN	`NATI M:00000040 P:0000100B`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Basement Area	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	28,101 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40-0000100B
Street Address	220 W CENTRAL ST
City	NATICK
State	MA
Zip	01760-3721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESGEN
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1004
Census Tract	382601

Owner

220 W Central St, a condominium, is owned and occupied by two individuals who bought it in January 2023.

Source: Middlesex County and Natick Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 W CENTRAL ST, NATICK, MA 01760-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Document Number	20237352
Deed Book / Page	81182 / 334
Record Updated	Oct 29, 2026

January 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NATICK MA
Recording Date	Jan 20, 2023
Property Address	220 W CENTRAL ST, NATICK, MA 01760-3721
Document Number	081182-334
Book / Page	81182 / 334
Instrument Date	Jan 20, 2023
Instrument	7352
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 W CENTRAL ST, NATICK, MA 01760-3721

Mortgage

Document Number	0000007353
Date	Jan 20, 2023
Instrument	7353

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Feb 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 220 W Central St was $8,555, up 3.7% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,555.00 (+3.7%)	$715,300 (+6.3%) Building $715,300	$805,790
2024	$8,250.00 (+7.03%)	$672,900 (+10.35%) Building $672,900
2023	$7,708.00	$609,800 Building $609,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 W Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 W Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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