220 W 4th St, Monroe, MI 48161 Property Records

Monroe County property record for 220 W 4th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,480 sqft · built 1863
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2022)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-29-00387-000`

Property Details

APN / Parcel Number

Primary APN	`55-29-00387-000`
Alternative APN	`55 290 038 70`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	960 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	220 W 4TH ST
City	MONROE
State	MI
Zip	48161-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	OLD VILLAGE PLAT WEST OF MONROE ST E 50 FT OF S 80 FT OF LOT 104
Legal Subdivision	OLD VILLAGE WEST OF MONROE ST
Legal Lot Number	104
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1007
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 W 4TH ST, MONROE, MI 48161-2373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORTGAGE 1 INC
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	202214939
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000021688
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	220 W 4TH ST, MONROE, MI 48161-2373
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 VINEYARD DR, MONROE, MI 48161-4048

Mortgage

Document Number	0000014941
Date	Jul 22, 2022
Instrument	2022R14941

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48075

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 22, 2022
Property Address	220 W 4TH ST, MONROE, MI 48161-2373
Document Number	0000014939
Map Reference	LB 2 PG 3
Instrument Date	Jul 11, 2022
Instrument	2022R14939
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 W 4TH ST, 220, MONROE, MI 48161-2373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W 4TH ST, MONROE, MI 48161-2373

Mortgage

Document Number	0000014940
Date	Jul 22, 2022
Instrument	2022R14940

Lender

Name	STAUNTON FINANCIAL INC
Address	SOUTHFIELD, MI 48076

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 30, 2018
Property Address	220 W 4TH ST, MONROE, MI 48161-2373
Document Number	0000021688
Instrument Date	Nov 30, 2018
Instrument	21688
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 W 4TH ST MONROE MI 481612373, MONROE, MI 48161-2373

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,900 (+44.51%) Land $68,900	$137,800 (+44.51%) Land $137,800
2025	$2,507.00 (+65.37%) Homeowner's exemption
2023	$1,516.00 Homeowner's exemption	$47,680	$95,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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