Gasconade County property record for 220 W 2nd St, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1920 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,800 (Mar 2026) |
| Tax Bill | $1,008 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7.0-26-4-02-002.000 |
| Primary APN | 02-7.0-26-4-02-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 W 2ND ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28, W 2ND, ORIG TOWN HERMANN |
| Legal Range | 05W |
| Legal Township | 46N |
| Legal Section | 26 |
| Legal Subdivision | WEST 2ND STREET |
| Legal Lot Number | 28 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960100 |
Source: Gasconade County records · APN 02-7.0-26-4-02-002.000
Assessment roll updated September 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 W 2ND ST, HERMANN, MO 65041-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE MISSOURI BANK |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Feb 22, 2021 |
| Deed Document Number | 2026737 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 220 W 2ND ST, HERMANN, MO 65041-1048 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020260738 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026-0738 |
| Name | THE MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | May 10, 2017 |
| Property Address | 220 W 2ND ST, HERMANN, MO 65041-1048 |
| Document Number | 20171549 |
| Instrument Date | May 10, 2017 |
| Instrument | 2017-1549 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 W 2ND ST, HERMANN, MO 65041-1048 |
| Document Number | 20171550 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017-1550 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,008.00 (+7.46%) | $15,420 (+8.98%) | $81,150 (+8.94%) Land $21,780 Building $59,370 |
| 2023 | $938.00 (+0.21%) | $14,150 | $74,490 |
| 2022 | $936.00 |
Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 74 (1982–2017) |
| Claims Outside the SFHA | 3 of 74 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Hermann Historic District listed 1972 · 341 contributing resources · NRIS 72000712 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Whittrio.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERMANN PWS serves 2,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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