220 W 2nd St, Cortland, NE 68331 Property Records

Gage County property record for 220 W 2nd St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1920
Lot Size	0.17 acres (7,420 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Apr 2013)
Tax Bill	$943 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007211000`

Property Details

APN / Parcel Number

Primary APN	`007211000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,420 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 53 ft wide
Porch	Slab
Porch Area	336 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 W 2ND ST
City	CORTLAND
State	NE
Zip	68331-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	E 1/2 LOT 6 & ALL LOT 7 BLK 1 CORTLAND ORIG
Legal Subdivision	CORTLAND
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1057
Census Tract	964700

Owner

220 W 2nd St is owned by an individual who acquired it in August 2017.

Source: Gage County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6421 CAMPBELL DR, LINCOLN, NE 68510-4142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF KAMPSVILLE
Jun 14, 2018	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LPS EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2013 · Amount on File
Deed Sale	Apr 24, 2013 · Amount on File
Prior Sale	Jul 21, 2005 · Amount on File
Deed Document Number	20131394
Last Transfer Date	Aug 25, 2017
Transfer Doc	0201801543
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	220 W 2ND ST, CORTLAND, NE 68331-3057
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203091
Date	Sep 28, 2022
Instrument	2022-03091

Lender

Name	BANK OF KAMPSVILLE
Type	Bank
Address	ROCA, NE 68430

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GAGE NE
Recording Date	Jun 14, 2018
Property Address	220 W 2ND ST, CORTLAND, NE 68331-3057
Document Number	0201801543
Instrument Date	Aug 25, 2017
Instrument	2018-01543
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 KIRKWOOD DR, LINCOLN, NE 68516-1545

Mortgage

Document Number	0201801544
Date	Jun 14, 2018
Instrument	2018-01544

Lender

Name	LPS EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	98 Months
Due	Aug 10, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 220 W 2nd St was $943.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,955 (+7.62%) Land $18,750 Building $72,205	$90,955 (+7.62%) Land $18,750 Building $72,205
2025	$943.00	$84,515 Land $18,750 Building $65,765	$84,515 Land $18,750 Building $65,765
2023	$1,331.00	$81,130 Land $9,000 Building $72,130	$81,130 Land $9,000 Building $72,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures