220 W 28th St, Merced, CA 95340 Property Records

Merced County property record for 220 W 28th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,680 sqft · built 1936
Lot Size	0.309 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2024)
Tax Bill	$4,759 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`030-023-016-000`

Property Details

APN / Parcel Number

Primary APN	`030-023-016-000`
Alternative APN	`030023016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1980
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	13,500 sqft (0.309 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030023016
Street Address	220 W 28TH ST
City	MERCED
State	CA
Zip	95340-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOT 3, & WESTERLY 40 FEET OF LOT 2 BLK 3
Legal Subdivision	MERCED
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1002
Census Tract	1302

Owner

Source: Merced County records · APN 030-023-016-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1216 SAGEMILL CT, SAN JOSE, CA 95121-2347
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Dec 24, 2008
Deed Document Number	2024001682
Record Updated	Jun 08, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 24, 2024
Property Address	220 W 28TH ST, MERCED, CA 95340-2904
Document Number	0000001682
Map Reference	MB 1 PG 12
Instrument Date	Dec 11, 2023
Instrument	2024001682
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1216 SAGEMILL CT, SAN JOSE, CA 95121-2347

Mortgage

Document Number	0000001683
Date	Jan 24, 2024
Instrument	2024001683

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,759.00 (+71.74%)	$428,400 (+62.53%) Land $102,000 Building $326,400
2023	$2,771.00 (+1.43%) Homeowner's exemption	$263,575 Land $50,679 Building $212,896
2022	$2,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ayera Technologies, California Internet.

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MERCED serves 96,073 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.