220 W 15th St, Upland, CA 91786 Property Records

San Bernardino County property record for 220 W 15th St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,822 sqft · built 1957
Lot Size	0.504 acres (21,965 sqft)
Owner	2 Individuals on Record
Last Sale	$970,000 (Nov 2021)
Tax Bill	$12,160 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1045-261-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-261-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	2,822 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,965 sqft (0.504 acres)
Lot Dimensions	191 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	456 sqft
Patio Area	456 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 W 15TH ST
City	UPLAND
State	CA
Zip	91786-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4423 LOT 21
Legal Subdivision	TRACT 4423
Legal Tract	4423
Legal Block	4
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4008
Census Tract	818

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	220 W 15TH ST, UPLAND, CA 91786-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 9, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	2021505835
Prior Transfer Date	Mar 25, 2010
Prior Transfer Doc	0000192835
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2021
Property Address	220 W 15TH ST, UPLAND, CA 91786-2256
Document Number	0000505835
Map Reference	MB 55 PG 43&44
Instrument Date	Sep 30, 2021
Instrument	2021-0505835
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	220 W 15TH ST, UPLAND, CA 91786-2256

Mortgage

Document Number	0000505836
Date	Nov 8, 2021
Instrument	2021-0505836

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000505837
Date	Nov 8, 2021
Instrument	2021-0505837

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	220 W 15TH ST, UPLAND, CA 91786-2256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W 15TH ST, UPLAND, CA 91786-2256

Mortgage

Document Number	0000362758
Date	Sep 25, 2020
Instrument	2020-0362758

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 9, 2018
Property Address	220 W 15TH ST, UPLAND, CA 91786-2256
Document Number	0000008028
Map Reference	MB 55 PG 43&44
Instrument Date	Nov 15, 2017
Instrument	2018-0008028
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 W 15TH ST, UPLAND, CA 91786-2256

Mortgage

Document Number	0000008029
Date	Jan 9, 2018
Instrument	2018-0008029

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,143,345 (+2%) Land $368,027 Building $775,318
2025	$12,160.00 (+14.07%) Homeowner's exemption	$1,120,927 (+13.29%) Land $360,811 Building $760,116
2023	$10,660.00 (+2.21%) Homeowner's exemption	$989,400 Land $346,800 Building $642,600
2022	$10,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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