220 Virginia Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 220 Virginia Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1918
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2018)
Tax Bill	$3,413 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110-005-005-000`

Property Details

APN / Parcel Number

Primary APN	`110-005-005-000`
Alternative APNs	`1100505000` `1100505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Traffic
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	220 VIRGINIA AVE
City	MODESTO
State	CA
Zip	95354-0522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F1 62
Legal Subdivision	MODESTO
Legal Block	3
Legal Lot Number	6&7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3026
Census Tract	1200

Owner

220 Virginia Ave is owned and occupied by an individual who acquired it in February 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 30, 2018	Grant Deed, Transfer CYPRESS TITLE CORP
Nov 30, 2018	Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Jun 13, 2000 · Amount on File
Deed Document Number	201882268
Last Transfer Date	Feb 7, 2020
Transfer Doc	0000010749
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522

Mortgage

Document Number	0000018274
Date	Mar 11, 2022
Instrument	2022-0018274

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522

Mortgage

Document Number	0000068906
Date	Jul 19, 2021
Instrument	2021-0068906

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Feb 18, 2020
Property Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Document Number	0000010749
Map Reference	VOL 15
Instrument Date	Feb 7, 2020
Instrument	2020-0010749
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522

Mortgage

Document Number	0000010750
Date	Feb 18, 2020
Instrument	2020-0010750

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 30, 2018
Property Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Document Number	0000082268
Map Reference	VOL15
Instrument Date	Nov 27, 2018
Instrument	2018-0082268
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 30, 2018
Property Address	220 VIRGINIA AVE, MODESTO, CA 95354-0522
Document Number	0000082267
Instrument Date	Nov 15, 2018
Instrument	82267
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	220 VIRGINIA AVE MODESTO CA 953540522, MODESTO, CA 95354-0522

Tax Assessment & Valuation

The 2026 property tax bill for 220 Virginia Ave was $3,413 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,413.00 (+1.16%) Homeowner's exemption	$301,519 (+2%) Land $199,117 Building $102,402
2025	$3,374.00 Homeowner's exemption	$295,608 Land $195,213 Building $100,395
2023	$3,173.00 (+2.55%) Homeowner's exemption	$284,132 Land $187,634 Building $96,498
2022	$3,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 220 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave.

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