Chesapeake City property record for 220 Velva Dr, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,019 sqft · built 1956 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Feb 2025) |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Oct 2011 Mortgage Nov 2008 Mortgage + 3 more |
| APN | 0121002003340 |
| Primary APN | 0121002003340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,019 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Patio Area | 1,019 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 VELVA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 6 BLK 15 PLYMOUTH PK |
| Legal Subdivision | PLYMOUTH PARK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20002 |
220 Velva Dr is owned and occupied by an individual who bought it in February 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2011 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Nov 18, 2008 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE |
| Jan 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage 3RD PARTY INDIVIDUAL |
| Aug 23, 2006 | Warranty Deed, Transfer · VA Mortgage TOWNE BANK MTG |
| Mar 16, 2005 | Warranty Deed, Transfer · Conventional Mortgage ACCREDITED HOME LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Nov 12, 2024 · Amount on File |
| Deed Document Number | 20252381 |
| Deed Book / Page | 10824 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008518/539 |
|---|---|
| Date | Oct 26, 2011 |
| Book Page | 8518/539 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007648/393 |
|---|---|
| Date | Nov 18, 2008 |
| Book Page | 7648/393 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010821/439 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 10821/439 |
| Instrument | 250001511 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 22, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 23, 2006 |
| Property Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Document Number | 006707/657 |
| Book / Page | 6707 / 657 |
| Instrument Date | Aug 18, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006707661 |
|---|---|
| Date | Aug 23, 2006 |
| Instrument | 6707/661 |
| Name | TOWNE BANK MTG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 16, 2005 |
| Property Address | 220 VELVA DR, CHESAPEAKE, VA 23325-3533 |
| Document Number | 005896/340 |
| Book / Page | 5896 / 340 |
| Instrument Date | Feb 28, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005896343 |
|---|---|
| Date | Mar 16, 2005 |
| Instrument | 5896/343 |
| Name | ACCREDITED HOME LENDERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 220 Velva Dr was $2,561.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,200 (+5.36%) Land $110,000 Building $157,200 | $267,200 (+5.36%) Land $110,000 Building $157,200 | |
| 2025 | $2,561.00 | $253,600 Land $100,000 Building $153,600 | $253,600 Land $100,000 Building $153,600 |
| 2023 | $173,000 (+17.53%) Land $80,000 Building $93,000 | $173,000 (+17.53%) Land $80,000 Building $93,000 | |
| 2022 | $147,200 Land $65,000 Building $82,200 | $147,200 Land $65,000 Building $82,200 | |
| 2019 | $1,247.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 220 Velva Dr; there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Velva Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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