220 Union St, Dunedin, FL 34698 Property Records

Pinellas County property record for 220 Union St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,889 sqft · built 1952
Lot Size0.168 acres (7,301 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Dec 2017)
Tax Bill$4,920 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-743-3571-2

Property Details

APN / Parcel Number

Primary APNC62-000-743-3571-2
Alternative APNs
  • 34-28-15-81774-000-0350
  • 281534817740000350
  • 152834817740000350
  • R372668

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,889 sqft Living Area
Gross Area2,219 sqft
1st Floor Area1,889 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,301 sqft (0.168 acres)
Lot Dimensions112 ft deep x 65 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area198 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR372668
Street Address220 UNION ST
CityDUNEDIN
StateFL
Zip34698-7566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHORE CREST LOT 35
Legal Range15E
Legal Township28S
Legal Section34
Legal SubdivisionSHORE CREST
Legal Tract81774
Legal Lot Number35
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3045
Census Tract27000

Owner

Source: Pinellas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 UNION ST, DUNEDIN, FL 34698-7566
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Dec 6, 2017Warranty Deed, Transfer · Conventional with PMI
SUNCOAST CU
Apr 3, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2017 · Amount on Record
Deed SaleDec 6, 2017 · Amount on Record
Prior SaleOct 12, 2005 · Amount on Record
Deed Document Number2017370059
Deed Book / Page19864 / 63
Prior Transfer DateNov 19, 2004
Prior Transfer Doc0000459978
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address220 UNION ST, DUNEDIN, FL 34698-7566
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 UNION ST, DUNEDIN, FL 34698-7566

Mortgage

Document Number0211911090
DateOct 2, 2020
Book Page21191/1090
Instrument2020293831
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 6, 2017
Property Address220 UNION ST, DUNEDIN, FL 34698-7566
Document Number0198650063
Book / Page019865 / 000063
Instrument DateDec 4, 2017
Instrument370059
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address220 UNION ST DUNEDIN FL 346987566, DUNEDIN, FL 34698-7566

Mortgage

Document Number198650065
DateDec 6, 2017
Book Page019865/000065
Instrument370060
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 5, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

April 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionPINELLAS FL
Recording DateApr 3, 2017
Property Address220 UNION ST, DUNEDIN, FL 34698-7566
Document Number0195750316
Book / Page019575 / 000316
Instrument DateMar 20, 2017
Instrument101583
Transaction TypeTransfer
Record UpdatedJul 4, 2017

Transaction

AmountAmount Recorded
Tax$1,680.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2314 NE COACHMAN RD CLEARWATER FL 337652216, CLEARWATER, FL 33765-2216

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,920.00 (+7.42%) Homeowner's exemption$321,047 (+5.99%)$672,441 (+43.9%) Land $416,347 Building $256,094
2023$4,580.00 (+2.81%) Homeowner's exemption$302,912 (+3%)$467,292 (+21.31%) Land $315,928 Building $151,364
2022$4,455.00 Homeowner's exemption$294,089$385,199 Land $267,134 Building $118,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies335 units insured
incl. 184 condo units
Nearby Flood Claims44 (1979–2024)
Claims Outside the SFHA4 of 44
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 31 claims
  • Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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