Pender County property record for 220 Topsail Watch Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,128 sqft · built 2019 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,000 (Apr 2019) |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Feb 2019 Construction Loan May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4224-58-3035-0000 |
| Primary APN | 4224-58-3035-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 18,731 sqft (0.43 acres) |
| Pool Area | 525 sqft |
|---|---|
| Patio Area | 363 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000030875 |
|---|---|
| Old Parcel Number | 4224 58 3035 0000 |
| Street Address | 220 TOPSAIL WATCH DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LT 23 PB 22/91 |
| Legal Subdivision | TOPSAIL WATCH |
| Legal Lot Number | 23 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 920104 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| May 24, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE |
| Apr 8, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on Record |
| Deed Sale | Apr 8, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 0046821143 |
| Deed Book / Page | 004682 / 001143 |
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 0046851539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 220 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046791574 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 4679/1574 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 24, 2019 |
| Property Address | 220 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726 |
| Document Number | 0046851539 |
| Book / Page | 004685 / 001539 |
| Instrument Date | May 24, 2019 |
| Instrument | 20049472 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $678.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 TOPSAIL WATCH DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 46851542 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 004685/001542 |
| Instrument | 20049473 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 8, 2019 |
| Property Address | 220 TOPSAIL WATCH DR, HAMPSTEAD, NC 28443-2726 |
| Document Number | 0046821143 |
| Book / Page | 004682 / 001143 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 20047614 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2954 N KERR AVE WILMINGTON NC 284058677, WILMINGTON, NC 28405-8677 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,259.00 (+22.2%) | $571,724 (+79.53%) Land $101,550 Building $470,174 | $571,724 (+79.53%) Land $101,550 Building $470,174 |
| 2023 | $318,449 (-) Land $53,458 Building $264,991 | $318,449 (-) Land $53,458 Building $264,991 | |
| 2022 | $2,667.00 | $318,449 Land $53,458 Building $264,991 | $318,449 Land $53,458 Building $264,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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