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220 Thorncliff Rd, Ashland, VA 23005 Property Records

Hanover County property record for 220 Thorncliff Rd, Ashland, VA 23005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,271 sqft · built 2020
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on File
Last Sale$481,803 (Nov 2020)
Tax Bill$4,902 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7870-36-6091

Property Details

APN / Parcel Number

Primary APN7870-36-6091
Alternative APN
  • 10224496

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,271 sqft Living Area
1st Floor Area2,271 sqft
FlooringVinyl Sheet/Linoleum
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCape Cod
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area7,449 sqft (0.171 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area302 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10224496
Street Address220 THORNCLIFF RD
CityASHLAND
StateVA
Zip23005-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLAURADELL LOT 59
Legal SubdivisionLAURADELL
Legal Lot Number59
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1013
Census Tract320601

Owner

220 Thorncliff Rd is owned and occupied by an individual who bought it in November 2020.

Source: Hanover County records, as of June 4, 2026

Owner of RecordIndividual Name on File
Mailing Address220 THORNCLIFF RD, ASHLAND, VA 23005-1130
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleSep 18, 2020 · Amount on File
Deed Document Number2020215270
Deed Book / Page3285 / 60
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHANOVER VA
Recording DateNov 20, 2020
Property Address220 THORNCLIFF RD, ASHLAND, VA 23005-1130
Document Number328560
Book / Page003285 / 000060
Instrument DateNov 10, 2020
Instrument215270
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 3, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$482.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 THORNCLIFF RD ASHLAND VA 230051130, ASHLAND, VA 23005-1130

Mortgage

Document Number328563
DateNov 20, 2020
Book Page003285/000063
Instrument215280
Lender
NameTOWNE FIRST MTG
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 220 Thorncliff Rd was $4,902.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,902.00$605,300 Land $115,000 Building $490,300$605,300 Land $115,000 Building $490,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Thorncliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2012–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Thorncliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber, Verizon.

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