220 Terramar, San Clemente, CA 92673 Property Records

Orange County property record for 220 Terramar, San Clemente, CA 92673

Property Summary

Property TypeCondominium
Details5 bd · 3 ba · 3,151 sqft · built 1997
OwnerCompany Name on Record
Last Sale$780,000 (Sep 2001)
Tax Bill$11,567 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN933-150-87

Property Details

APN / Parcel Number

Primary APN933-150-87
Alternative APN
  • 680-301-12

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,151 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Garage Area610 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address220 TERRAMAR
CitySAN CLEMENTE
StateCA
Zip92673-3208
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 10596 BLK LOT 1 UN 10 TRACT 10596, LOT 1 OF PROJECT 933-15 LOCATED ON
Legal SubdivisionDEL CABO
Legal Tract10596
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2002
Census Tract42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address220 TERRAMAR, SAN CLEMENTE, CA 92673-3208
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2001 · Amount on Record
Deed SaleSep 19, 2001 · Amount on Record
Prior SaleJan 4, 1999 · Amount on Record
Deed Document Number2001662760
Last Transfer DateApr 30, 2009
Transfer Doc0000263405
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address220 TERRAMAR, SAN CLEMENTE, CA 92673-3208
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000404391
DateAug 12, 2020
Instrument2020000404391
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateFeb 26, 2018
Property Address220 TERRAMAR, SAN CLEMENTE, CA 92673-3208
Document Number0000067135
Instrument DateDec 12, 2017
Instrument67135
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address220 TERRAMAR SAN CLEMENTE CA 926733208, SAN CLEMENTE, CA 92673-3208

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,175,333 (+2%) Land $784,938 Building $390,395
2025$11,567.00 (+3.92%) Homeowner's exemption$1,152,288 (+4.04%) Land $769,547 Building $382,741
2023$11,131.00 (+1.96%) Homeowner's exemption$1,107,545 Land $739,665 Building $367,880
2022$10,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1998–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimDec 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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