220 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 220 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,819 sqft · built 1972
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$463,000 (Jul 2017)
Tax Bill	$7,838 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00822908`

Property Details

APN / Parcel Number

Primary APN	`09-00822908`
Alternative APN	`00822908`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,819 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	1,387 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00822908
Street Address	220 SUMMIT HALL RD
City	GAITHERSBURG
State	MD
Zip	20877-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BRIGHTON EAST
Legal Subdivision	BRIGHTON EAST
Legal Block	B
Legal Lot Number	43
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jul 19, 2017	Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP
Jan 19, 2017	Grant Deed, Transfer TITLE TOWN SETTLEMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Book / Page	54618 / 494
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE STLMT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826

Mortgage

Document Number	0655790046
Date	Apr 13, 2022
Book Page	65579/46

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 19, 2017
Property Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826
Document Number	0546180494
Book / Page	54618 / 494
Map Reference	MB86 PL9123
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826

Mortgage

Document Number	0054618502
Date	Jul 19, 2017
Instrument	54618/502

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 19, 2017
Property Address	220 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1826
Document Number	0535930269
Book / Page	053593 / 000269
Instrument Date	Dec 30, 2016
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	TITLE TOWN SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1395 PICCARD DR ROCKVILLE MD 208504306, ROCKVILLE, MD 20850-4306

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,000 (+7.95%) Land $190,300 Building $427,700	$618,000 (-) Land $190,300 Building $427,700
2025	$7,838.00 (+39.07%)	$572,467 (+18.92%)	$618,000 (+28.38%) Land $190,300 Building $427,700
2023		$481,400 Land $190,400 Building $291,000	$481,400 Land $190,400 Building $291,000
2022	$5,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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