220 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 220 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1920
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2022)
Tax Bill	$6,222 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01223-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-01223-0000-00003`
Alternative APNs	`190122300003` `03006130` `2178`

Interior

Stories	2 Stories
Building Area	1,542 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2178
Street Address	220 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1223
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2000
Census Tract	30700

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Dec 7, 2011 · Amount on Record
Deed Document Number	2022586752
Deed Book / Page	3318 / 337
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000445871
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 30, 2022
Property Address	220 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2434
Document Number	003318/337
Book / Page	3318 / 337
Instrument Date	Dec 21, 2022
Instrument	2022-585752
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WARNE WAY, WASHINGTON, NJ 07882-3500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2434

Mortgage

Document Number	2022586753
Date	Dec 30, 2022
Instrument	2022-586753

Lender

Name	UNITED MORTGAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (-) Land $29,100 Building $104,000	$133,100 (-) Land $29,100 Building $104,000
2025	$6,222.00 (+2.86%)	$133,100 (+1.84%) Land $29,100 Building $104,000	$133,100 (+1.84%) Land $29,100 Building $104,000
2024	$6,049.00 (+11.58%)
2023		$130,700 Land $29,100 Building $101,600	$130,700 Land $29,100 Building $101,600
2022	$5,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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