220 Sturbridge Dr, Reading, PA 19610 Property Records

Berks County property record for 220 Sturbridge Dr, Reading, PA 19610

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,774 sqft · built 1989
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$692,000 (Apr 2026)
Tax Bill$3,362 (2026)
Deeds & MortgagesJul 2021 Line of Credit
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4396-13-23-0149

Property Details

APN / Parcel Number

Primary APN4396-13-23-0149
Alternative APNs
  • 96-4396-13-23-0149
  • 96117246
  • 117246

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,774 sqft Living Area
Basement Area600 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
View / LotNeighborhood
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number96117246
Street Address220 STURBRIDGE DR
CityREADING
StatePA
Zip19610-2674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBERKS DEV CORP PH 04
Legal Block23
Legal Lot Number41
JurisdictionBERKS PA
Township / Civil DivisionWYOMISSING
Census Block Group3
Census Block3040
Census Tract11102

Owner

220 Sturbridge Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address220 STURBRIDGE DR, READING, PA 19610-2674
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 10, 2026Deed, Transfer · Conventional Mortgage
FULTON BANK
Aug 15, 2022Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY MTG GRP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2026 · Amount on File
Deed SaleApr 10, 2026 · Amount on File
Prior SaleAug 15, 2022 · Amount on File
Deed Document Number202610765
Prior Transfer DateMay 19, 1989
Prior Transfer Doc2070002086
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674

Mortgage

Document Number0000034096
DateJul 8, 2021
Instrument2021034096
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJun 18, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateApr 10, 2026
Property Address220 STURBRIDGE DR, READING, PA 19610-2674
Document Number0000010765
Instrument DateApr 8, 2026
Instrument202610765
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 STURBRIDGE DR, READING, PA 19610-2674

Mortgage

Document Number0000010766,
DateApr 10, 2026
Instrument202610766
Lender
NameFULTON BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 15, 2022
Property Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674
Document Number0000032903
Map ReferenceMB 157 PG 8
Instrument DateJul 26, 2022
Instrument2022032903
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyHOMESALE SETTLEMENT SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,799.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674

Mortgage

Document Number0000032904
DateAug 15, 2022
Instrument2022032904
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009381
DateMar 16, 2017
Instrument2017009381
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address220 STURBRIDGE DR, WYOMISSING, PA 19610-2674
Document Number0000031408
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address220 STURBRIDGE DR WYOMISSING PA 196102674, WYOMISSING, PA 19610-2674

Mortgage

Document Number0000031408
DateAug 24, 2020
Instrument31408
Lender
NameGATEWAY MTG GRP
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 23, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 220 Sturbridge Dr was $3,362, up 6.8% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityWyomissing Borough
Unified School DistrictWyomissing Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,362.00 (+6.8%)$214,700 (-) Land $65,600 Building $149,100$65,600 (-) Land $65,600
2025$3,148.00 (-10.8%) Homeowner's exemption$214,700 (-16.39%) Land $65,600 Building $149,100$65,600 Land $65,600
2024$3,529.00$256,800 Land $65,600 Building $191,200
1994$256,800 Land $65,600 Building $191,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 220 Sturbridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims23 (1986–2018)
Claims Outside the SFHA13 of 23
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Tropical Storm Allison, Jun 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWYOMISSING BORO WATER SYSTEM
serves 8,500 people · EPA ID PA3060083
Water SourcePurchased surface water from WESTERN BERKS WATER AUTH
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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