220 Stephens Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 220 Stephens Dr, Nicholasville, KY 40356

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	5 ba · 134,729 sqft
Lot Size	13 acres (566,280 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Jan 2013)
Tax Bill	$15,705 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-00-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`058-00-00-004.00`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	134,729 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	566,280 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	220 STEPHENS DR
City	NICHOLASVILLE
State	KY
Zip	40356-1071
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	TR 2 & 3
Legal Tract	2
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	1
Census Block	1015
Census Tract	60104

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	250 ETTER DR, NICHOLASVILLE, KY 40356-1047
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 26, 2018	Deed of Trust, Mortgage BANK/BLUEGRASS & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Deed Document Number	292952
Deed Book / Page	D682 / 066
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	220 STEPHENS DR, NICHOLASVILLE, KY 40356-1071
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STEPHENS DR, NICHOLASVILLE, KY 40356-1071

Mortgage

Document Number	0000438225
Date	Jan 9, 2023
Book Page	M1535/1
Instrument	438225

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	220 STEPHENS DR, NICHOLASVILLE, KY 40356-1071
Document Number	0000362555
Book / Page	001319 / 000170
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 STEPHENS DR NICHOLASVILLE KY 403561071, NICHOLASVILLE, KY 40356-1071

Mortgage

Document Number	0000362555
Date	Feb 5, 2018
Book Page	001319/000170
Instrument	362555

Lender

Name	BANK/BLUEGRASS & TR
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 4, 2023

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Nicholasville City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,705.00 (+37.57%)	$1,500,000 (+39.53%) Land $400,000 Building $1,100,000	$1,500,000 (+39.53%) Land $400,000 Building $1,100,000
2023	$11,416.00 (-0.25%)	$1,075,000 (-) Land $300,000 Building $775,000	$1,075,000 (-) Land $300,000 Building $775,000
2022	$11,445.00	$1,075,000 Land $300,000 Building $775,000	$1,075,000 Land $300,000 Building $775,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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