220 Starcrest Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 220 Starcrest Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 1997
Lot Size	0.293 acres (12,763 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (May 2014)
Tax Bill	$5,557 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090D0-00-00-19000`

Property Details

APN / Parcel Number

Primary APN	`090D0-00-00-19000`
Alternative APN	`37576`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,296 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	12,763 sqft (0.293 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 STARCREST RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-8242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	LAKE REYNOVIA 190 PH-VII
Legal Subdivision	LAKE REYNOVIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Owner

220 Starcrest Rd is owned and occupied by an individual who acquired it in February 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	220 STARCREST RD, CHARLOTTESVILLE, VA 22902-8242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 21, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU
Mar 5, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2014 · Amount on File
Deed Sale	May 20, 2014 · Amount on File
Prior Sale	Aug 20, 2009
Deed Document Number	20144492
Last Transfer Date	Feb 23, 2018
Transfer Doc	5019/381
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	220 STARCREST RD, CHARLOTTESVILLE, VA 22902-8242
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5575/546
Date	Jul 15, 2021
Book Page	5575/546
Instrument	2021-00012425

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	220 STARCREST RD, CHARLOTTESVILLE, VA 22902-8242
Document Number	0000005723
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STARCREST RD CHARLOTTESVILLE VA 229028242, CHARLOTTESVILLE, VA 22902-8242

Mortgage

Document Number	0000005723
Date	May 25, 2018
Book Page	005051/000586
Instrument	5723

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 24, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 5, 2018
Property Address	220 STARCREST RD, CHARLOTTESVILLE, VA 22902-8242
Document Number	0000002165
Book / Page	005019 / 000381
Instrument Date	Feb 23, 2018
Instrument	2165
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STARCREST RD CHARLOTTESVILLE VA 229028242, CHARLOTTESVILLE, VA 22902-8242

Mortgage

Document Number	2164
Date	Mar 5, 2018
Book Page	005019/000377
Instrument	2164

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 220 Starcrest Rd was $5,557, up 7.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,557.00 (+7.24%)	$621,600 (+7.23%) Land $171,000 Building $450,600	$621,600 (+7.23%) Land $171,000 Building $450,600
2025	$5,182.00	$579,700 Land $155,000 Building $424,700	$579,700 Land $155,000 Building $424,700
2023	$4,224.00	$494,700 Land $145,000 Building $349,700	$494,700 Land $145,000 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Starcrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Starcrest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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