220 Spruce St, Thompson Falls, MT 59873 Property Records

Sanders County property record for 220 Spruce St, Thompson Falls, MT 59873 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 2005
Square Footage720 sqft Living Area
Lot Size8,102 sqft (0.185 acres)
OccupancyOwner Occupied
Tax Bill$1,406.00 (2025)

Owner

Source: Sanders County records · APN R356058

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 SPRUCE ST, THOMPSON FALLS, MT 59873-9481
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2019Deed of Trust, Mortgage · Stand Alone First Mortgage
STEARNS LENDING INC
Mar 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 08, 2019Warranty Deed, Transfer · Stand Alone Refinance
STEARNS LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2019
Deed SaleFeb 08, 2019
Deed Doc Number312014
Record RefreshedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANDERS MT
Property Address220 SPRUCE ST, THOMPSON FALLS, MT 59873
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312015
DateFeb 08, 2019
Instrument312015
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANDERS MT
Property Address220 SPRUCE ST, THOMPSON FALLS, MT 59873
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000325007
DateMar 01, 2022
Instrument325007
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANDERS MT
Recording DateFeb 08, 2019
Property Address220 SPRUCE ST, THOMPSON FALLS, MT 59873
Document Number312014
Instrument DateFeb 07, 2019
Instrument312014
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 431, THOMPSON FALLS, MT 59873-0431

Mortgage

Document Number312015
DateFeb 08, 2019
Instrument312015
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Sanders County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateMontana
CountySanders County
MunicipalityThompson Falls City
Elementary School DistrictThompson Falls Elementary School District (PK - 08)
Secondary School DistrictThompson Falls High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (-25.29%)$171,600 (+2.45%)$171,600 (+2.45%) Land $62,736 Building $108,864
2023$1,882.00$167,500$167,500 Land $26,569 Building $140,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sanders County (30089C), updated November 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 11% of Montana
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNR356058
Alternative APNs
  • 35-3091-08-2-24-25-0000
  • 0000003592

Interior

Bedrooms1 Beds
Full Baths1 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Building Area720 sqft Living Area
1st Floor720 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area8,102 sqft (0.185 acres)

Exterior Amenities

Shed1 Shed
Deck Area304 sqft Deck
PorchOpen Porch
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0000003592
Street Address220 SPRUCE ST
CityTHOMPSON FALLS
StateMT
Zip59873-9481
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHOMPSON FALLS ORIG TOWNSITE, S08, T21 N, R29 W, BLOCK 031, LOT 024, THF ORIGINAL BL 31 LOTS 24-25
Legal SubdivisionTHOMPSON FALLS ORIG TOWNSITE
Legal Block31
Legal Lot Number24,25
JurisdictionSANDERS MT
Minor Civil DivisionTHOMPSON FALLS-WEST END
Census Blockgroup2
Census Block2081
Census Tract202

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