220 Spruce Dr E, Annandale, MN 55302 Property Records

Wright County property record for 220 Spruce Dr E, Annandale, MN 55302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.25 ba · 1,388 sqft · built 1940
Lot Size0.17 acres (7,427 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (Sep 2020)
Tax Bill$1,714 (2026)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN102-500-301433

Property Details

APN / Parcel Number

Primary APN102-500-301433

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,388 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood Shingle
Lot Area7,427 sqft (0.17 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address220 SPRUCE DR E
CityANNANDALE
StateMN
Zip55302-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-30 TWP-121 RANGE-027 UNPLATTED LAND ANNANDALE1 TH PRT OF SE1/4 OF NE1/4 DES BEG AT PT 162 3/5FT E & 150FT S OF PT WHR S
Legal Range027
Legal Township121
Legal Section30
Legal SubdivisionUNPLATTED LAND ANNANDALE1
JurisdictionWRIGHT MN
Township / Civil DivisionANNANDALE
Census Block Group3
Census Block3014
Census Tract100402

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address220 SPRUCE DR E, ANNANDALE, MN 55302-3069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleFeb 5, 2008 · Amount on Record
Deed Document Number20201441421
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address220 SPRUCE DR E, ANNANDALE, MN 55302-3069
Document Number0001436783
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyTITLE MARK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address220 SPRUCE DR E ANNANDALE MN 553023069, ANNANDALE, MN 55302-3069

Mortgage

Document Number0001436783
DateAug 13, 2020
Instrument1436783
Lender
NameKENSINGTON BK
TypeBank
AddressCOKATO, MN 55321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAnnandale City
CountyWright County
Unified School DistrictAnnandale Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,714.00 (+10.58%)$203,800 (+8.12%) Land $50,000 Building $153,800$203,800 (+8.12%) Land $50,000 Building $153,800
2025$188,500 (+6.08%) Land $40,000 Building $148,500$188,500 (+6.08%) Land $40,000 Building $148,500
2023$1,550.00 (+13.14%)$177,700 Land $30,000 Building $147,700$177,700 Land $30,000 Building $147,700
2022$1,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAnnandale
serves 3,430 people · EPA ID MN1860002
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
200 / 20

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