220 Spruce Ct, Delafield, WI 53018 Property Records

Waukesha County property record for 220 Spruce Ct, Delafield, WI 53018

Property Summary

Property Type	Single Family Home
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jan 2018)
Tax Bill	$12,520 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DELC-0790-067`

Property Details

APN / Parcel Number

Primary APN	`DELC-0790-067`

Exterior

Lot Area	68,825 sqft

Location & Zoning

Street Address	220 SPRUCE CT
City	DELAFIELD
State	WI
Zip	53018-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 VALLEY ROAD FARMS ADDITION NO 2 & UNDIV INTEREST OUTLOTS 2-3 PT NW1/4 & NE1/4 SEC 18 T8N R18E
Legal Range	18E
Legal Township	8N
Legal Section	18
Legal Subdivision	VALLEY ROAD FARMS ADDITION NO 2
Legal Lot Number	59
Jurisdiction	WAUKESHA WI
Township / Civil Division	DELAFIELD
Census Block Group	2
Census Block	2003
Census Tract	203703

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SPRUCE CT, DELAFIELD, WI 53018-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · ARM BNY MELLON NA
Mar 1, 2020	Loan Modification, Mortgage BNY MELLON NA
Jan 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	20184322708
Last Transfer Date	Jul 16, 2019
Transfer Doc	0004409791
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	220 SPRUCE CT, DELAFIELD, WI 53018-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004343101
Date	Jun 6, 2018
Instrument	4343101

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAUKESHA WI
Property Address	220 SPRUCE CT, DELAFIELD, WI 53018-1003
Document Number	0004461695
Instrument Date	Mar 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9892 WHITE SANDS PL BONITA SPRINGS FL 341356879, BONITA SPRINGS, FL 34135-6879

Mortgage

Document Number	0004461695
Date	Mar 24, 2020
Instrument	4461695

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jan 30, 2018
Property Address	220 SPRUCE CT, DELAFIELD, WI 53018-1003
Document Number	0004322708
Instrument Date	Jan 12, 2018
Instrument	4322708
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount Recorded
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1143 FORSETH DR HARTLAND WI 530292292, HARTLAND, WI 53029-2292

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Delafield City
Unified School District	Kettle Moraine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,520.00 (+4.32%)	$1,215,400 (+35.65%) Land $349,700 Building $865,700	$1,261,900 (+13.05%)
2023	$12,001.00	$896,000 Land $269,000 Building $627,000	$1,116,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Netwurx.

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