220 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 220 Spring Ave, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,416 sqft · built 1904
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Sep 2023)
Tax Bill	$21,832 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-13-225-005`

Property Details

APN / Parcel Number

Primary APN	`07-13-225-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	948 sqft
2nd Floor Area	468 sqft
Basement Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	17 ft deep x 5 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 SPRING AVE
City	NAPERVILLE
State	IL
Zip	60540-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RICHMONDS RESUB
Legal Subdivision	RICHMONDS RESUB
Legal Block	2
Legal Lot Number	9
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1016
Census Tract	846504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naperville Historic District listed 1977 · 1,039 contributing resources · NRIS 77001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SPRING AVE, NAPERVILLE, IL 60540-4446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Sep 23, 2010 · Amount on Record
Deed Document Number	202359061
Last Transfer Date	Mar 13, 2025
Transfer Doc	0000014854
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 13, 2023
Property Address	220 SPRING AVE, NAPERVILLE, IL 60540-4446
Document Number	0000059061
Map Reference	DOC 16175
Instrument Date	Sep 6, 2023
Instrument	R2023-059061
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 SPRING AVE, NAPERVILLE, IL 60540-4446

Mortgage

Document Number	0000059062
Date	Sep 13, 2023
Instrument	R2023-059062

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,832.00 (+161.27%)	$405,870 (+213.83%) Land $119,342 Building $286,528	$1,217,610 (+213.83%) Land $358,026 Building $859,584
2022	$8,356.00	$129,330 Land $94,030 Building $35,300	$387,990 Land $282,090 Building $105,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20