220 Spec Ln, Crescent City, FL 32112 Property Records

Putnam County property record for 220 Spec Ln, Crescent City, FL 32112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1974
Lot Size	0.169 acres (7,347 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2021)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Jun 2025 Foreclosure May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-27-0000-0010-2190`

Property Details

APN / Parcel Number

Primary APN	`03-12-27-0000-0010-2190`
Alternative APN	`89463`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Flooring	Wood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	7,347 sqft (0.169 acres)
Lot Dimensions	93 ft deep x 79 ft wide
Garage Type	Carport
Garage Area	253 sqft
Carport	Carport
Carport Area	253 sqft
Porch	Enclosed Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	89463
Street Address	220 SPEC LN
City	CRESCENT CITY
State	FL
Zip	32112-4167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF E1/2 OF NE1/4 OR289 P303 (LOT 219 LAKE CRESCENT EST UNREC S/D)
Legal Range	27E
Legal Township	12S
Legal Section	03
Legal Subdivision	LAKE CRESCENT ESTATE
Legal Lot Number	219
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	5
Census Block	5007
Census Tract	951200

Owner

220 Spec Ln is owned by an individual who bought it in May 2021.

Source: Putnam County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 274, SEVILLE, FL 32190-0274
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Trustee's Deed, Foreclosure Foreclosure Auction
May 7, 2021	Warranty Deed, Transfer · Seller Carry-Back JULISA VILLEGAS
Mar 24, 2021	Warranty Deed, Transfer HOMELIGHT SETTLEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	202110330
Deed Book / Page	1618 / 1634
Record Updated	Oct 29, 2026

June 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 27, 2025
Property Address	220 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0018181052
Book / Page	1818 / 1052
Instrument Date	Jun 25, 2025
Instrument	202554017816
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274, SEVILLE, FL 32190-0274

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 7, 2021
Property Address	220 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0016181634
Book / Page	1618 / 1634
Instrument Date	May 6, 2021
Instrument	202154010330
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 SPEC LN, 220, CRESCENT CITY, FL 32112-4167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 SPEC LN, CRESCENT CITY, FL 32112-4167

Mortgage

Document Number	16181636
Date	May 7, 2021
Instrument	1618/1636

Lender

Name	JULISA VILLEGAS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 24, 2021
Property Address	220 SPEC LN, CRESCENT CITY, FL 32112-4167
Document Number	0016121207
Book / Page	1612 / 1207
Instrument Date	Oct 22, 2020
Instrument	202154006431
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5900 BUCK CREEK RIDGE RD SE, 5900, CORYDON, IN 47112-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SPEC LN, CRESCENT CITY, FL 32112-4167

Tax Assessment & Valuation

The 2025 property tax bill for 220 Spec Ln was $1,703.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00	$82,420 Land $10,080 Building $72,340	$82,420 Land $10,080 Building $72,340
2023	$1,595.00 (+12.48%)	$86,210 (+19.5%)	$86,210 (+19.5%) Land $10,080 Building $76,130
2022	$1,418.00	$72,140	$72,140 Land $5,910 Building $66,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Spec Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2001–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Spec Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Spec Ln

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