220 Silver Leaf Dr, Apt A, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 220 Silver Leaf Dr, Apt A, Watsonville, CA 95076

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,148 sqft · built 1986
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2020)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	May 2017 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-411-52`

Property Details

APN / Parcel Number

Primary APN	`018-411-52`
Alternative APN	`018-411-52-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,148 sqft Living Area
Gross Area	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)
Garage Type	Attached
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 SILVER LEAF DR, A
City	WATSONVILLE
State	CA
Zip	95076-5931
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	AMENDING
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1003
Census Tract	110402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 SILVER LEAF DR, A, WATSONVILLE, CA 95076-5931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEFIRST MTG BANKERS
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	202046718
Prior Transfer Date	May 13, 1994
Prior Transfer Doc	0000037856
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SILVER LEAF DR APT A, A, WATSONVILLE, CA 95076-5931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015755
Date	May 12, 2017
Instrument	2017-0015755

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 6, 2020
Property Address	220 SILVER LEAF DR APT A, A, WATSONVILLE, CA 95076-5931
Document Number	0000046718
Map Reference	VOL 74 PG 2
Instrument Date	Nov 4, 2020
Instrument	2020-0046718
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SILVER LEAF DR, WATSONVILLE, CA 95076-5931

Mortgage

Document Number	0000046719
Date	Nov 6, 2020
Instrument	2020-0046719

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SILVER LEAF DR APT A, A, WATSONVILLE, CA 95076-5931
Document Number	0000008308
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 SILVER LEAF DR #D WATSONVILLE CA 950765929, D, WATSONVILLE, CA 95076-5929

Mortgage

Document Number	0000008308
Date	Mar 10, 2020
Instrument	8308

Lender

Name	HOMEFIRST MTG BANKERS
Address	WATSONVILLE, CA 95076

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SILVER LEAF DR APT A, A, WATSONVILLE, CA 95076-5931
Document Number	0000008446
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SILVER LEAF DR #A WATSONVILLE CA 950765931, A, WATSONVILLE, CA 95076-5931

Mortgage

Document Number	0000008446
Date	Mar 21, 2018
Instrument	8446

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,031 (+2%) Land $269,120 Building $144,911
2025	$5,199.00 (+13.71%) Homeowner's exemption	$405,912 (+4.04%) Land $263,843 Building $142,069
2023	$4,572.00 (+1.83%) Homeowner's exemption	$390,151 Land $253,598 Building $136,553	$388,260
2022	$4,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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