Bastrop County property record for 220 Saranac Dr, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 2,501 sqft · built 2019 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,238 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R8711838 |
| Primary APN | R8711838 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,501 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,083 sqft |
| 2nd Floor Area | 1,418 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Material | Composition Shingle |
| Lot Area | 6,055 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 220 SARANAC DR |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION FIVE, BLOCK C, LOT 22, ACRES 0.139 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION FIVE |
| Legal Block | C |
| Legal Lot Number | 22 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950202 |
220 Saranac Dr is owned and occupied by an individual who acquired it in June 2026.
Source: Bastrop County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer AUSTIN TITLE COMPANY |
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 22, 2019 | Vendor's Lien, Transfer · VA Mortgage KBHS HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 |
| Deed Sale | Jun 12, 2026 |
| Prior Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 20269899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jun 12, 2026 |
| Property Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Number | 0000009899 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20269899 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | AUSTIN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | ALAMO TITLE |
| Name | Verified Name |
|---|
| Document Number | 202115869 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 202115869 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Nov 22, 2019 |
| Property Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Number | 201918506 |
| Map Reference | CAB 6 SL 110B |
| Instrument Date | Nov 22, 2019 |
| Instrument | 201918506 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 SARANAC DR, ELGIN, TX 78621-2056 |
| Document Number | 201918507 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 201918507 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 220 Saranac Dr was $7,238, down 0.7% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,238.00 (-0.67%) | $362,008 Land $60,791 Building $301,217 | $362,008 Land $60,791 Building $301,217 |
| 2024 | $7,287.00 (+16.63%) | ||
| 2023 | $6,248.00 (-17.14%) Homeowner's exemption | $322,996 Land $60,791 Building $262,205 | $322,996 Land $60,791 Building $262,205 |
| 2022 | $7,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Saranac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Saranac Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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