220 Santana Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 220 Santana Ln, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 3 ba · 2,763 sqft · built 1964
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Apr 2009)
Tax Bill	$10,007 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-202-27`

Property Details

APN / Parcel Number

Primary APN	`105-202-27`
Alternative APN	`105-202-27-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,763 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Other
Lot Area	96,268 sqft
Terrain	Steep

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	220 SANTANA LN
City	APTOS
State	CA
Zip	95003-9713
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

220 Santana Ln, recreational vacant land, is owned by two individuals who bought it in April 2009.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 RIO DEL MAR BLVD, 17, APTOS, CA 95003-4632
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2009 · Amount on File
Deed Sale	Apr 1, 2009 · Amount on File
Prior Sale	Aug 11, 2008 · Amount on File
Deed Document Number	200913731
Prior Transfer Date	Jul 17, 2003
Prior Transfer Doc	0000075853
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SANTANA LN, APTOS, CA 95003-9713
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIO DEL MAR BLVD 17, 17, APTOS, CA 95003-4632

Mortgage

Document Number	0000035591
Date	Sep 10, 2020
Instrument	2020-0035591

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SANTANA LN, APTOS, CA 95003-9713
Document Number	0000003779
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 RIO DEL MAR BLVD #17 APTOS CA 950034632, 17, APTOS, CA 95003-4632

Mortgage

Document Number	0000003779
Date	Jan 31, 2020
Instrument	3779

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SANTANA LN, APTOS, CA 95003-9713
Document Number	0000014424
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 RIO DEL MAR BLVD #17 APTOS CA 950034632, 17, APTOS, CA 95003-4632

Mortgage

Document Number	0000014424
Date	May 30, 2019
Instrument	14424

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	220 SANTANA LN, APTOS, CA 95003-9713
Document Number	0000026864
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 RIO DEL MAR BLVD #17 APTOS CA 950034632, 17, APTOS, CA 95003-4632

Mortgage

Document Number	0000026864
Date	Aug 31, 2018
Instrument	26864

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 220 Santana Ln was $10,007.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$853,792 (+2%) Land $394,058 Building $459,734
2025	$10,007.00	$837,048 Land $386,330 Building $450,718
2023	$9,131.00 (+1.82%)	$804,544 Land $371,328 Building $433,216	$1,206,630
2022	$8,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Santana Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Santana Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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