220 Saint Thomas St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 220 Saint Thomas St, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,830 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2002)
Tax Bill	$1,383.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`074531-1760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,830 sqft Living Area
Gross Area	2,314 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	84 sqft Patio
Porch Area	183 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	220 SAINT THOMAS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-9604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 176 OR1782/1662
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	1
Legal Lot Number	176
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County records · APN 074531-1760

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9604
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2002 · Amount on Record
Deed Sale	Jul 10, 2002 · Amount on Record
Prior Sale	Jul 25, 2000 · Amount on Record
Deed Doc Number	200240093
Deed Book / Page	1782 / 1662
Prior Transfer Date	Feb 08, 2002
Prior Transfer Doc	0000045918
Record Refreshed	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	220 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9604
Transaction Type	Mortgage
Record Updated	Nov 04, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046240241
Date	Oct 09, 2018
Book Page	4624/0241
Instrument	2018073095

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 02, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,627 (+2.7%)	$289,831 (-4.23%) Land $65,000 Building $224,831
2025	$1,383.00 (+14.58%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$146,667 (+5.99%)	$302,622 (-0.52%) Land $60,000 Building $242,622
2024	$1,207.00 (-20.38%)
2023	$1,516.00 (+4.05%) Homeowner's exemption	$138,383 (+3%)	$304,189 (+5.1%) Land $70,000 Building $234,189
2022	$1,457.00 Homeowner's exemption	$134,352	$289,432 Land $61,600 Building $227,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.