Monmouth County and Spring Lake Borough property record for 220 Saint Clair Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,195 sqft · built 1920 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,950,000 (Mar 2010) |
| Tax Bill | $15,435 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00105-0000-00012 |
| Primary APN | 47-00105-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,195 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Upper Floors Area | 950 sqft |
| Basement Area | 1,275 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 450 sqft |
| Patio Area | 437 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 02763001 |
|---|---|
| Street Address | 220 SAINT CLAIR AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L13 |
| Legal Subdivision | BRIGHTON & NORTH BRIGHTON |
| Legal Block | 105 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 809100 |
220 Saint Clair Ave is owned by a company that bought it in March 2010.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit ACADEMY BANK NA |
| Sep 9, 2022 | Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2010 · Amount on File |
| Deed Sale | Mar 31, 2010 · Amount on File |
| Prior Sale | May 15, 1996 · Amount on File |
| Deed Document Number | 201028042 |
| Deed Book / Page | 8826 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526 |
| Document Number | 0096146904 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 9614/6904 |
| Instrument | 2022092558 |
| Name | ACADEMY BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 9, 2022 |
| Property Address | 220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526 |
| Document Number | 0096146878 |
| Book / Page | 9614 / 6878 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022092557 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 SAINT CLAIR AVE, 220, SPRING LAKE, NJ 07762-1526 |
| Name | Verified Name |
|---|---|
| Address | 820 BEAR TAVERN RD, EWING, NJ 08628-1021 |
The 2025 property tax bill for 220 Saint Clair Ave was $15,435, down 0.8% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,567,100 (+5.61%) Land $2,796,500 Building $770,600 | $3,567,100 (+5.61%) Land $2,796,500 Building $770,600 | |
| 2025 | $15,435.00 (-0.8%) | $3,377,500 Land $2,639,000 Building $738,500 | $3,377,500 Land $2,639,000 Building $738,500 |
| 2024 | $15,560.00 | ||
| 2023 | $3,095,200 Land $2,424,100 Building $671,100 | $3,095,200 Land $2,424,100 Building $671,100 | |
| 2022 | $14,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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