220 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 220 Saint Clair Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,195 sqft · built 1920
Lot Size0.258 acres (11,252 sqft)
OwnerCompany Name on File
Last Sale$1,950,000 (Mar 2010)
Tax Bill$15,435 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN47-00105-0000-00012

Property Details

APN / Parcel Number

Primary APN47-00105-0000-00012
Alternative APNs
  • 470010500012
  • 02763001

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,195 sqft Living Area
1st Floor Area1,675 sqft
Upper Floors Area950 sqft
Basement Area1,275 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Deck Area450 sqft
Patio Area437 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number02763001
Street Address220 SAINT CLAIR AVE
CitySPRING LAKE
StateNJ
Zip07762-1526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionL13
Legal SubdivisionBRIGHTON & NORTH BRIGHTON
Legal Block105
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group2
Census Block2037
Census Tract809100

Owner

220 Saint Clair Ave is owned by a company that bought it in March 2010.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of RecordCompany Name on File
Mailing Address220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed of Trust, Mortgage · Line of Credit
ACADEMY BANK NA
Sep 9, 2022Deed, Transfer
TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2010 · Amount on File
Deed SaleMar 31, 2010 · Amount on File
Prior SaleMay 15, 1996 · Amount on File
Deed Document Number201028042
Deed Book / Page8826 / 279
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanyTRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526

Mortgage

Document Number0096146904
DateSep 9, 2022
Book Page9614/6904
Instrument2022092558
Lender
NameACADEMY BANK NA
TypeBank
AddressKANSAS CITY, MO 64105
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateSep 9, 2022
Property Address220 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1526
Document Number0096146878
Book / Page9614 / 6878
Instrument DateJul 25, 2022
Instrument2022092557
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 SAINT CLAIR AVE, 220, SPRING LAKE, NJ 07762-1526

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 BEAR TAVERN RD, EWING, NJ 08628-1021

Tax Assessment & Valuation

The 2025 property tax bill for 220 Saint Clair Ave was $15,435, down 0.8% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,567,100 (+5.61%) Land $2,796,500 Building $770,600$3,567,100 (+5.61%) Land $2,796,500 Building $770,600
2025$15,435.00 (-0.8%)$3,377,500 Land $2,639,000 Building $738,500$3,377,500 Land $2,639,000 Building $738,500
2024$15,560.00
2023$3,095,200 Land $2,424,100 Building $671,100$3,095,200 Land $2,424,100 Building $671,100
2022$14,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims41 (1992–2021)
Claims Outside the SFHA16 of 41
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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